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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

need more money

4
monzo have been good to me and helped me when i have needed it Reviewed on: 23rd February 2022
Keighan O'Brien's avatar
Keighan O'Brien

AMAZING

5
I’ve never had so many options like I do with Monzo. Everything I need at the click of a button! it’s so much simpler to use than mainline banks. 100/10 from me Reviewed on: 23rd February 2022
Jessica Job's avatar
Jessica Job

Love it

5
Get paid early, spend and save pots even the cards design is amazing!! Reviewed on: 23rd February 2022
Arif hamza's avatar
Arif hamza

Easy to use and all online

5
Only have good things to say about Monzo, they make everything really easy and I love what’s included with Premium. Don’t ever have to worry about travel or phone insurance again and it’s all included in the cost. Phone insurance alone cost me £15 a month before! Reviewed on: 23rd February 2022
Chloe's avatar
Chloe

Monzo

5
Best British bank account ever . Easy to use and managed. The bank account that meets all your needs. Love it Reviewed on: 23rd February 2022
Ade Mojeed's avatar
Ade Mojeed

Wonderful Bank

5
I have been using Monzo since 2017 and it's one of wonderful banks out there which provides quality app and card for free of cost plus you can even get referral benefits. Customer support is one of top notch that I have seen compared with other commercial banks like HSBC Reviewed on: 23rd February 2022
Chava Murali Manohar Sai's avatar
Chava Murali Manohar Sai

The Bank of the Future

5
Amazing customer service, great app, offering new products all the time and trying to stay ahead of the game Reviewed on: 23rd February 2022
Adam Iqbal's avatar
Adam Iqbal

Bravo

5
Fantastic service excellent bank Reviewed on: 23rd February 2022
fernando serodio's avatar
fernando serodio

I would have left a great review even if you did not do a prize draw great online bank.

5
Just love being notified every time money goes out of my account and when abroad being able to use it and not be charged and also to approve payment excellent Reviewed on: 23rd February 2022
Jan's avatar
Jan

Easy Peasy Banking!

5
Easy Peasy Banking and Colourful, has really helped my finances! Reviewed on: 23rd February 2022
M's avatar
M

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