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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Great bank - it's the future

FinTech companies like this should replace the stodgey banks of old. Being able to move money quickly and sensibly with modern tech is a breath of fresh air compared to using the olde high street bank. Reviewed on: 23rd February 2022

I am happy......

It s fast,correct,and never dont let you doun. Reviewed on: 23rd February 2022

Best bank I've ever used

I just love it so much as it's been the most essential and straight forward online bank with a well thought design that fully appeals to its style Reviewed on: 23rd February 2022

Monzo review

Monzo is the best banking app going being able to control your spending see you monthly spending instant transfers it has it all. Reviewed on: 23rd February 2022

Easy to use

Monzo is Easy to use, convenient and has helpful features to help keep on top of your finances Reviewed on: 23rd February 2022

Amazing app functions and great customer care

Super handy division of spending to help me keep track- also great to have as a joint account for us to monitor our spending. Would recommend monzo to everyone I know! Reviewed on: 23rd February 2022

Muy buenos

Excelente aplicación de banco llevo varios años con monzo Reviewed on: 23rd February 2022

Excellent service

Super friendly staff, easy to access your account, Monzo do what you tell them to do, problems are always solved super quick, they provide an excellent service, there is always someone you can talk too. Reviewed on: 23rd February 2022

Extremely easy to make transactions and to understand

I use Monzo to make all my transactions and now looking forward to using it abroad on my first trip since opening the account last year. I love all it’s benefits on offer. Reviewed on: 23rd February 2022

A very good, very easy bank.

From small errors to kind gestures. Monzo hasn't let me down in the slightest, their support staff are a pleasure to talk and are always friendly. Once had an issue with my account that was swiftly resolved, we had a bit of a chat as they waited for their system to load up and the support agent thanked me and my mum for being a keyworkers at the time by sending me and my mum a lovely bouquet of flowers! I'll never go to another bank as Monzo has time and time again impressed me with their high standards and quality service. Reviewed on: 23rd February 2022

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