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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

UK best bank

5
UK best bank easy and friendly service Reviewed on: 23rd February 2022
nas md's avatar
nas md

Love MONZO

5
Since changing to monzo,I can manage my money better , top app so easy to use Reviewed on: 23rd February 2022
Julie Carter's avatar
Julie Carter

Wonderful bank

5
I needed a bank account that had no hidden charges and would be able to help with any queries I had anytime of the day, and this is what I found in Monzo. They were helpful, friendly and resolve issues very quickly. Reviewed on: 23rd February 2022
Cynthia's avatar
Cynthia

If you are in hurry here is Monzo

5
From my experience Monzo is the quickest in everything thing Reviewed on: 23rd February 2022
Natnael Daniel's avatar
Natnael Daniel

Everything just works perfectly

5
It's hard to imagine, but to make things work all the time is hard. I've been with Monzo for the last five years and everything has just worked so smoothly. I can't say the same for other banks that I've used. Equally important is that the user interface of their app is, by far, the best among the four banks I've used. Reviewed on: 23rd February 2022
Hugo's avatar
Hugo

Very fast!

5
I made a good choise Reviewed on: 23rd February 2022
Cristina's avatar
Cristina

Awesome

5
Easy to use. I really like this account Reviewed on: 23rd February 2022
Shine Payikattuchirayil Varghese's avatar
Shine Payikattuchirayil Varghese

Unconventional but exceptional bank

5
Monzo and their banking app makes banking easy for everyone. The app in easy to use and feels very fluid and intuitive. UI and UX within a banking app is by far the most basic essential needs, but quite often is overlooked by typical high street banks. Most other banking apps feel “clunky” and often are a pain to use - Monzo has by far the best app on the market. Reviewed on: 23rd February 2022
sjr93's avatar
sjr93

Always helpful

5
Great service and excellent customer service Reviewed on: 23rd February 2022
Lee's avatar
Lee

Amazing Bank

5
Right from the first day I opened account with Monzo, it's been an amazing experience... Customer service is super fast. You have it all good with Monzo. Reviewed on: 23rd February 2022
Andorshiye Fagbolu-Oladipupo's avatar
Andorshiye Fagbolu-Oladipupo

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