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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Absolutely amazing bank no issues at all

Easy to use and never any issues. First bank I have used where I haven’t had any problems Reviewed on: 23rd February 2022

Best bank app ever

Best most intuitive bank controls ever! Their premium system is only £15 and allows you to customize your budget, use temporary card numbers for subscriptions and manage your money across linked bank accounts! The free version is just as good!!! Reviewed on: 23rd February 2022

Easy to use, honest banking

Great app, so easy to use, honest and fair. Reviewed on: 23rd February 2022

Premium Customer

The bank is extremely easy to use. The introduction of the flex payment is a god send as it helps me balance my monthly cash flows. I always have the money to pay but the option to spread the cost is great for the longer months. Customer service is great. I liken it to AMEX (unfortunately still consider this to be the best out there). Super easy to pay others and save money which is actually a lot better than most other traditional banks. Big up Monzo! Reviewed on: 23rd February 2022

Monzo is the best bank in Britain

Monzo helped me when all other banks in the UK refused to offer me a current account, for this reason I would forever be grateful with Monzo. The service is seamless and very fast, customer support team is very helpful and always active to answer any enquiries. Monzo is beyond the best. Reviewed on: 23rd February 2022

Excellent service

I have been with them nearly a year and always have had excellent service and help always quickly. Reviewed on: 23rd February 2022

Brilliant bank

Always there alway helpful nothing to much bother they do it all expertly Reviewed on: 23rd February 2022

Best bank ever

I love how I can sort my money out and it's really easy to use Reviewed on: 23rd February 2022

Monzo is amazing bank

What I love the most about monzo you to approve payment before the money goes recently I came across a scam talk to them on the app my card was frozen until I received the new one and my money is safe with them Reviewed on: 23rd February 2022

Love it!!

Best banking ever. It’s so easy to access. payments don’t pend, they come out immediately so it’s so much easier Reviewed on: 23rd February 2022

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