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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Love it

Get paid early, spend and save pots even the cards design is amazing!! Reviewed on: 23rd February 2022

Easy to use and all online

Only have good things to say about Monzo, they make everything really easy and I love what’s included with Premium. Don’t ever have to worry about travel or phone insurance again and it’s all included in the cost. Phone insurance alone cost me £15 a month before! Reviewed on: 23rd February 2022

Monzo

Best British bank account ever . Easy to use and managed. The bank account that meets all your needs. Love it Reviewed on: 23rd February 2022

Wonderful Bank

I have been using Monzo since 2017 and it's one of wonderful banks out there which provides quality app and card for free of cost plus you can even get referral benefits. Customer support is one of top notch that I have seen compared with other commercial banks like HSBC Reviewed on: 23rd February 2022

The Bank of the Future

Amazing customer service, great app, offering new products all the time and trying to stay ahead of the game Reviewed on: 23rd February 2022

Bravo

Fantastic service excellent bank Reviewed on: 23rd February 2022

I would have left a great review even if you did not do a prize draw great online bank.

Just love being notified every time money goes out of my account and when abroad being able to use it and not be charged and also to approve payment excellent Reviewed on: 23rd February 2022

Easy Peasy Banking!

Easy Peasy Banking and Colourful, has really helped my finances! Reviewed on: 23rd February 2022

Simple, easy banking

Monzo is by far the best bank I have been with. Everything is so easy and simple and quick. It makes managing my money a breeze and isn't boring like other banks, it makes banking enjoyable. Reviewed on: 23rd February 2022

Straight forward Modern day banking

Queries are answered fast politely and followed up. Everything is simple to use and I’ve even converted my dad over as he hated online banking before and is now a pro! Thanks Monzo, keep up the hard work Reviewed on: 23rd February 2022

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