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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Easy, approachable and Versatile

5
The app is laid out in a very easy to understand format, and the ability to categorise expenditure and income is very useful. The options for savings pots, and being able to limit access is very helpful when trying to save towards a goal. All round a fantastic service, great bank and would definitely recommend! Reviewed on: 23rd February 2022
Bradley Warren's avatar
Bradley Warren

There isn't a better bank

5
Everything with Monzo is simple. Everything in app, and everything is supported by a 5 star customer support team. Reviewed on: 23rd February 2022
Daniel Patrick's avatar
Daniel Patrick

Best bank

5
So easy to use, to separate your money into pots for different things, my friends and family all have this now. Take a look, you’ll be surprised. Reviewed on: 23rd February 2022
Elaine Black's avatar
Elaine Black

best bank

5
monzo is the easiest bank i have been with. anytime there’s a problem, they are solved quickly. Any times i need advice someone is there to answer my questions Reviewed on: 23rd February 2022
Amy Macdiarmid's avatar
Amy Macdiarmid

Best bank for ease of use

5
Best bank. The app is super friendly. The support resolves issues super fast. Super helpful while travelling to different countries. Can use the card in tons of the countries without any issue and best exchange rate and 0 transaction cost. Reviewed on: 23rd February 2022
sandipan sahana's avatar
sandipan sahana

Amazing

5
The app is so handy has so many great tools and features unlike most high street banks and refunds come through instantly who doesn’t like that! Reviewed on: 23rd February 2022
Reece Mayhew's avatar
Reece Mayhew

Brilliant

5
Never had no problems brilliant service Reviewed on: 23rd February 2022
Lee's avatar
Lee

Best bank

5
Best online banking many useful features Reviewed on: 23rd February 2022
Nihal Dhillon's avatar
Nihal Dhillon

Excellent

5
Great customer service and very easy to use Reviewed on: 23rd February 2022
Katie Sinclair's avatar
Katie Sinclair

Monzo the best

5
The best online bank I recommend for everyone Monzo Reviewed on: 23rd February 2022
Adrian Vasilas's avatar
Adrian Vasilas

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