Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

View other Monzo products

4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Wonderful bank

I needed a bank account that had no hidden charges and would be able to help with any queries I had anytime of the day, and this is what I found in Monzo. They were helpful, friendly and resolve issues very quickly. Reviewed on: 23rd February 2022

If you are in hurry here is Monzo

From my experience Monzo is the quickest in everything thing Reviewed on: 23rd February 2022

Everything just works perfectly

It's hard to imagine, but to make things work all the time is hard. I've been with Monzo for the last five years and everything has just worked so smoothly. I can't say the same for other banks that I've used. Equally important is that the user interface of their app is, by far, the best among the four banks I've used. Reviewed on: 23rd February 2022

Very fast!

I made a good choise Reviewed on: 23rd February 2022

Awesome

Easy to use. I really like this account Reviewed on: 23rd February 2022

Unconventional but exceptional bank

Monzo and their banking app makes banking easy for everyone. The app in easy to use and feels very fluid and intuitive. UI and UX within a banking app is by far the most basic essential needs, but quite often is overlooked by typical high street banks. Most other banking apps feel “clunky” and often are a pain to use - Monzo has by far the best app on the market. Reviewed on: 23rd February 2022

Always helpful

Great service and excellent customer service Reviewed on: 23rd February 2022

Amazing Bank

Right from the first day I opened account with Monzo, it's been an amazing experience... Customer service is super fast. You have it all good with Monzo. Reviewed on: 23rd February 2022

need more money

monzo have been good to me and helped me when i have needed it Reviewed on: 23rd February 2022

AMAZING

I’ve never had so many options like I do with Monzo. Everything I need at the click of a button! it’s so much simpler to use than mainline banks. 100/10 from me Reviewed on: 23rd February 2022

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

International Payments
from iFAST Global Bank 4.90 from 358 reviews
123 Current Account (discontinued)
from Santander 4.17 from 1275 reviews
Current account
from Cater Allen 0.00 from 0 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3171 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub