Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19428)

So much easier

5
Every experience I've had with Monzo has been convenient and easy. All my data is there and in a format that is actually helpful. The app is responsive and fluid. Any issues are raised and communicated well and honestly. I feel like they're actually trying to build features that I need or will help me. Reviewed on: 23rd February 2022
Morgan Owen's avatar
Morgan Owen

Quick easy and user- friendly

5
Great platform, it’s tools have helped have a better hold of my money and aid saving Reviewed on: 23rd February 2022
Amy Dickinson's avatar
Amy Dickinson

Great Bank

5
Great bank and fantastic services, monzo is no.1 Reviewed on: 23rd February 2022
Latoya's avatar
Latoya

Best bank by far

5
Best bank so far ! Great service Reviewed on: 23rd February 2022
Jess's avatar
Jess

Excellent Customer Care Service

5
It is being nice banking with Monzo. They have always been supportive. Reviewed on: 23rd February 2022
OKE GBENGA EMMANUEL's avatar
OKE GBENGA EMMANUEL

Perfect app

5
The app does everything I need , never need to visit a branch again Reviewed on: 23rd February 2022
Elliott Smyth's avatar
Elliott Smyth

Everything I currently need!

5
Monzo gives me everything I need and leaves me feeling secure and in control. Reviewed on: 23rd February 2022
Tim Leah's avatar
Tim Leah

Simple, useful, fair

5
Easy to apply and open. Good rates on FX. Useful apps / features for transfers and tracking spend / pots of cash Reviewed on: 23rd February 2022
Richard's avatar
Richard

Best bank ever

5
Had many bad experiences with other big leading banks and then my older brother told me about Monzo and so I looked into it and got myself an account and they’ve been amazing since from when I have had problems with my card to the app being so easy to navigate Reviewed on: 23rd February 2022
Kieran Alexander Jones's avatar
Kieran Alexander Jones

Excellent bank

5
Monzo are an excellent bank with amazing customer service and a beautiful app. Reviewed on: 23rd February 2022
Benjy A.B.'s avatar
Benjy A.B.

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3187 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill