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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Best Bank

The best service for everything. If i have a problem the team gives a very quick solution. Reviewed on: 23rd February 2022

Everything I could want from a bank

Offers everything you could want, great service, paid a day early, payment reminders. Reviewed on: 23rd February 2022

Simple, sensible, manageable banking

Monzo is really simple to use, with some great money management features. It also has simple, effective security features. Reviewed on: 23rd February 2022

Great bank, even better features

Easy to use, intuitive app. Can’t recommend highly enough Reviewed on: 23rd February 2022

Easy banking

Really easy to set up and work with as there is no overly complicated steps to creating and obtaining a card, also extremely safe! Reviewed on: 23rd February 2022

Monzo always on hand

Must say Monzo has been there when I need them last year lost my card Monzo had new Metal card in my hand in two days . The app works great and all the extras I get within the app are great £15 a month is great for a the extras I get customer service always on hand. Could not be happier keep up the good work. Reviewed on: 23rd February 2022

Excellent bank account

Process to open account very simple, its app is very user-friendly with lots of features (for example: possibility to share bill without requiring account number) and transactions are very straightforward, including all the fess involved. I can't ask more for a digital bank Reviewed on: 23rd February 2022

Excellent

MONZO bank is Excellent Excellent Reviewed on: 23rd February 2022

UK best bank

UK best bank easy and friendly service Reviewed on: 23rd February 2022

Love MONZO

Since changing to monzo,I can manage my money better , top app so easy to use Reviewed on: 23rd February 2022

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