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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

The Best Bank Ever

5
Monzo is the bank that finally made me understand the phrase "seamless transactions". There is so much to praise about Monzo but what I love the most is the features that let's me see upcoming credits and debits and having different savings pots... I just can't praise Monzo enough.m Reviewed on: 23rd February 2022
Diamond falaye's avatar
Diamond falaye

The best

5
Im so happy to work with monzo bank Reviewed on: 23rd February 2022
Yuksel's avatar
Yuksel

Excellent digital bank

5
Iv used Monxo bank for a few years and iv had no trouble at all. Any queries are dealt with promptly. Excellent service, great app with useful features. Very happy Reviewed on: 23rd February 2022
Ronnie Goodson's avatar
Ronnie Goodson

Monzo Performance

5
Excellent Performance Keep It Up. Reviewed on: 23rd February 2022
Riaz Ahmad's avatar
Riaz Ahmad

This bank is banging

5
This bank is great, beats all the others out the game. It’s the best for someone who wants to make the most of online banking. The customer service is fast and efficient. The app is easy, safe and user friendly. Monzo are so good I’d even work for them! Reviewed on: 23rd February 2022
kokeyemi@hotmail.co.uk's avatar
[email protected]

Great bank, brilliant app!

5
Easy to use, great ways to manage my money. Love the pots. Reviewed on: 23rd February 2022
Tom Allport's avatar
Tom Allport

Best of the best

5
I never see before how easy make a payment or you can see in yours account clearly what you do . Best Reviewed on: 23rd February 2022
Sebastian Tanski's avatar
Sebastian Tanski

Top bank

5
I’ve had nothing but outstanding service from Monzo since day one they’re now the only bank I use and would recommend them to anyone Reviewed on: 23rd February 2022
Jay davies's avatar
Jay davies

Fantastic bank

5
Easy to use, clear and concise, never had any issues. It is the way forward Reviewed on: 23rd February 2022
Tom Randall's avatar
Tom Randall

Amazing

5
Very happy with Monzo love you can get early payments and queries are delt with promptly in my experience Reviewed on: 23rd February 2022
Simone Emanuel's avatar
Simone Emanuel

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