Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19428)

Adoro

5
Amei desde que abrir conta na Monzo e minha conta principal para tudo Reviewed on: 23rd February 2022
Sonia Santos's avatar
Sonia Santos

rightness

5
you are very good and I am very happy to work with monzo Reviewed on: 23rd February 2022
Vasile brasoveanu's avatar
Vasile brasoveanu

How banking should be!

5
I've tried out most UK banks and some of the new challenger banks but Monzo is my favourite by far. Simple app with great functionality. Get paid a day early. No bugs in the app. Even had help from human support team. Couldn't ask for anything more. Reviewed on: 23rd February 2022
Steve Sharpe's avatar
Steve Sharpe

Great

5
Convenient and easy to use. Thank you for the great service. Only wish was to drop the Monzon premium to £12 instead of £15. Or do some event to have them discount. Reviewed on: 23rd February 2022
Keuntac Kim's avatar
Keuntac Kim

Monzo is best account in Uk

5
I would like to to say Monzo service is really good and I have a lot of experience of them thank you all the best Reviewed on: 23rd February 2022
ezaddin mo's avatar
ezaddin mo

Modern Banking made effortlessly simple.

5
Monzo provides an easy to use current account that you can tailor with added functionality whatever the complexities of your finances. Best current account I’ve ever had. Reviewed on: 23rd February 2022
Tiercel's avatar
Tiercel

Easy to use

5
It’s easy to navigate and secure Reviewed on: 23rd February 2022
Shola Osanyintolu's avatar
Shola Osanyintolu

Great app, lots of nifty features

5
Been with Monzo for a few years and never had any problems. Their app is clear, easy to navigate around and has loads of uselfully features. Have recommended a few friends to Monzo and they have been happy. I've used a couple of banks before and can honestly say they don't compete with Monzo have to offer. If I were to suggest an idea would be to look at credit cards as well as your loan options. Reviewed on: 23rd February 2022
Lloyd Brown's avatar
Lloyd Brown

Love this bank very customer focused

5
Brilliant so much better then a mainstream bank really takes care of you Reviewed on: 23rd February 2022
Ell T's avatar
Ell T

The life saver in banking

5
Absolutely outstanding to bank with. Signing up couldn’t have been easier. I’ve had a couple of questions / queries since joining a few years ago and the guys were amazing and getting it resolved. Highly highly recommend Reviewed on: 23rd February 2022
colinmccrory101@gmail.com's avatar
[email protected]

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3187 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill