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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Amazing bank

5
Been brilliant for me, been using for a couple years now. No problems Reviewed on: 23rd February 2022
willrogers2016@outlook.com's avatar
[email protected]

Easy quick banking

5
Such a good banking company. The app style is really easily laid out and simple to use. Another thing I like is the notifications about how much I’ve spent as it helps me control how much money I’m spending in a day and it shows me where I’ve spent my money and how much. I also like the spending reports that show me how much money I’ve spent in the month and what I’ve spent it on so I can control my payments. Overall an amazing banking company and would recommend to friends and family as well as teenagers getting their first bank card. Have already referred friends and through the referral program we get £5 each which is just an added bonus. Reviewed on: 23rd February 2022
India Summer Bawa's avatar
India Summer Bawa

very Nice service

5
Very Nice and reliable service. i like to use this bank because they provide good quality services and facilities. Reviewed on: 23rd February 2022
nhd7324@gmail.com's avatar
[email protected]

Best bank

5
There's no reason you should be using any of the other fake Monzo's out there - these guys are the OG digital bank. And it shows. Reviewed on: 23rd February 2022
Stefan Kudev's avatar
Stefan Kudev

Monzo is great

5
Ease of use. Good design. Like flexibility of the new ‘flex’ capabilities Reviewed on: 23rd February 2022
Gav's avatar
Gav

Best bank app!

5
Very intuitive and interactive. Made for such a time as this Reviewed on: 23rd February 2022
Damilola Tayo's avatar
Damilola Tayo

Best bank

5
They are very reliable, people oriented bank and the customer service is great. Reviewed on: 23rd February 2022
Lisa Jovita's avatar
Lisa Jovita

So simple.

5
Easiest banking app to use. I would highly recommend Monzo over many banks. So easy to use and get the service you need. Reviewed on: 23rd February 2022
Randeep's avatar
Randeep

very good

5
Good service. Good app. Fast and easy to pay Reviewed on: 23rd February 2022
Anonymous's avatar
Anonymous

No 1

5
Nothing is ever too much trouble. Reviewed on: 23rd February 2022
John Boyle's avatar
John Boyle

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