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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Great Bank

Great bank and fantastic services, monzo is no.1 Reviewed on: 23rd February 2022

Best bank by far

Best bank so far ! Great service Reviewed on: 23rd February 2022

Excellent Customer Care Service

It is being nice banking with Monzo. They have always been supportive. Reviewed on: 23rd February 2022

Perfect app

The app does everything I need , never need to visit a branch again Reviewed on: 23rd February 2022

Everything I currently need!

Monzo gives me everything I need and leaves me feeling secure and in control. Reviewed on: 23rd February 2022

Simple, useful, fair

Easy to apply and open. Good rates on FX. Useful apps / features for transfers and tracking spend / pots of cash Reviewed on: 23rd February 2022

Best bank ever

Had many bad experiences with other big leading banks and then my older brother told me about Monzo and so I looked into it and got myself an account and they’ve been amazing since from when I have had problems with my card to the app being so easy to navigate Reviewed on: 23rd February 2022

Excellent bank

Monzo are an excellent bank with amazing customer service and a beautiful app. Reviewed on: 23rd February 2022

Easy, approachable and Versatile

The app is laid out in a very easy to understand format, and the ability to categorise expenditure and income is very useful. The options for savings pots, and being able to limit access is very helpful when trying to save towards a goal. All round a fantastic service, great bank and would definitely recommend! Reviewed on: 23rd February 2022

There isn't a better bank

Everything with Monzo is simple. Everything in app, and everything is supported by a 5 star customer support team. Reviewed on: 23rd February 2022

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