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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

An excellent bank

5
Sometimes, I doubted some transactions and made an enquiry about them. The bank replied me quickly and deal with my problems quickly Reviewed on: 23rd February 2022
Keung ho's avatar
Keung ho

Good

5
Everything it’s very good am very happy Reviewed on: 23rd February 2022
Ardi Meta's avatar
Ardi Meta

Brilliant

5
Every aspect of my dealings with Monzo so far have been fantastic. I've been using their current account for 3 months and I've been extremely impressed with their app and service. Reviewed on: 23rd February 2022
David Walton's avatar
David Walton

So easy!

5
Zero complaints. Full functionality and super easy and efficient to use! Reviewed on: 23rd February 2022
Alex P. Nardell's avatar
Alex P. Nardell

Amazing

5
Great service and very easy to do banking with Reviewed on: 23rd February 2022
Marsha Louise's avatar
Marsha Louise

The only bank for me!

5
I love Monzo! Great features, incredibly easy to use and efficient customer service!!! Reviewed on: 23rd February 2022
Paola Nyembo's avatar
Paola Nyembo

Best bank

5
Easy to open an account plus the service is excellent Reviewed on: 23rd February 2022
hass@opusairgroup.com's avatar
[email protected]

Easy & Reliable.

5
I’ve had Monzo for 2 years now and I can honestly say that it’s the best bank I have been with, I switched from Barclays to Monzo and I do not regret it at all, everything is so seamless and modern, easy to use and it’s staggering how I’ve never encountered a banking error or technical problem with monzo and monzo also has an AMAZING feature that I truly love and appreciate which is when you can get paid a day earlier! Reviewed on: 23rd February 2022
Barbara Santos's avatar
Barbara Santos

Awesome and easy to set up

5
Very well done. Really like it. Reviewed on: 23rd February 2022
Roger Idi's avatar
Roger Idi

Best Bank

5
Best Bank I have ever been better than any high street bank been with them for years Reviewed on: 23rd February 2022
jack_h07@outlook.com's avatar
[email protected]

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