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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Excellent digital bank

Iv used Monxo bank for a few years and iv had no trouble at all. Any queries are dealt with promptly. Excellent service, great app with useful features. Very happy Reviewed on: 23rd February 2022

Monzo Performance

Excellent Performance Keep It Up. Reviewed on: 23rd February 2022

This bank is banging

This bank is great, beats all the others out the game. It’s the best for someone who wants to make the most of online banking. The customer service is fast and efficient. The app is easy, safe and user friendly. Monzo are so good I’d even work for them! Reviewed on: 23rd February 2022

Great bank, brilliant app!

Easy to use, great ways to manage my money. Love the pots. Reviewed on: 23rd February 2022

Best of the best

I never see before how easy make a payment or you can see in yours account clearly what you do . Best Reviewed on: 23rd February 2022

Top bank

I’ve had nothing but outstanding service from Monzo since day one they’re now the only bank I use and would recommend them to anyone Reviewed on: 23rd February 2022

Fantastic bank

Easy to use, clear and concise, never had any issues. It is the way forward Reviewed on: 23rd February 2022

Amazing

Very happy with Monzo love you can get early payments and queries are delt with promptly in my experience Reviewed on: 23rd February 2022

So much easier

Every experience I've had with Monzo has been convenient and easy. All my data is there and in a format that is actually helpful. The app is responsive and fluid. Any issues are raised and communicated well and honestly. I feel like they're actually trying to build features that I need or will help me. Reviewed on: 23rd February 2022

Quick easy and user- friendly

Great platform, it’s tools have helped have a better hold of my money and aid saving Reviewed on: 23rd February 2022

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