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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Fantastic banking

5
Everything I need clear comfortable use Reviewed on: 23rd February 2022
John Condren's avatar
John Condren

Excellent service

5
I've been using Monzo for close to 3 years now. The ease of being able to change to my married name with a simple check and photo proof was amazing. Changed details within several hours and recieved my new debit cards the next working day. Can not fault their service. Excellent job Reviewed on: 23rd February 2022
Louise Tiffin's avatar
Louise Tiffin

Monzo saved my financial life

5
A friend introduced me to monzo. At the time I had gone through a horrible divorce and was left in financial hell. The ability to see every transaction in real time transformed my ability to budget. And having little pots to save for specific spending made life so much more controlled. I felt in control and I was in control and I'm now completely out of debt. Reviewed on: 23rd February 2022
Naomi Gibbard 's avatar
Naomi Gibbard

Best bank

5
Easy to use and monzo plus cash back when you tranfer money to international bank. Reviewed on: 23rd February 2022
Siew Mun Leang's avatar
Siew Mun Leang

Great Userbility and visibility

5
Great userbility and visibility. Easy to switch between different accounts too. Reviewed on: 23rd February 2022
Simon's avatar
Simon

Very good

5
Overall very good current and business account Reviewed on: 23rd February 2022
miral patel's avatar
miral patel

Geeat banking service provider

5
Great banking service provider easy to use and no hassel as other banks. Very user friendly app and very easy to manage my money. Reviewed on: 23rd February 2022
Amarasinghe Chathuranga's avatar
Amarasinghe Chathuranga

Helps me to manage my money

5
I love the ability to have different pots for my different expenses / savings. I like the automatic categorisation of transactions. Robust gambling block which require 48 hour cooling off period. Reviewed on: 23rd February 2022
She's avatar
She

Love Monzo

5
I did open my account 2 years ago and I’m very happy , all services are brilliant: international transfer , direct debit , cheques ( they sorted out in 5 working days etc and very professional and brilliant communication Reviewed on: 23rd February 2022
Mehdi Baudry's avatar
Mehdi Baudry

The best & most seamless banking Experience so far!!

5
Monzo is by far my best banking experience so far! Such a user-friendly system, not complicated at all! We can finally focus on making the money instead of having to worry about how to bank with it. :) Reviewed on: 23rd February 2022
Joy Jacob Thomas's avatar
Joy Jacob Thomas

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