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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

How banking should be!

I've tried out most UK banks and some of the new challenger banks but Monzo is my favourite by far. Simple app with great functionality. Get paid a day early. No bugs in the app. Even had help from human support team. Couldn't ask for anything more. Reviewed on: 23rd February 2022

Great

Convenient and easy to use. Thank you for the great service. Only wish was to drop the Monzon premium to £12 instead of £15. Or do some event to have them discount. Reviewed on: 23rd February 2022

Monzo is best account in Uk

I would like to to say Monzo service is really good and I have a lot of experience of them thank you all the best Reviewed on: 23rd February 2022

Modern Banking made effortlessly simple.

Monzo provides an easy to use current account that you can tailor with added functionality whatever the complexities of your finances. Best current account I’ve ever had. Reviewed on: 23rd February 2022

Easy to use

It’s easy to navigate and secure Reviewed on: 23rd February 2022

Great app, lots of nifty features

Been with Monzo for a few years and never had any problems. Their app is clear, easy to navigate around and has loads of uselfully features. Have recommended a few friends to Monzo and they have been happy. I've used a couple of banks before and can honestly say they don't compete with Monzo have to offer. If I were to suggest an idea would be to look at credit cards as well as your loan options. Reviewed on: 23rd February 2022

Love this bank very customer focused

Brilliant so much better then a mainstream bank really takes care of you Reviewed on: 23rd February 2022

The life saver in banking

Absolutely outstanding to bank with. Signing up couldn’t have been easier. I’ve had a couple of questions / queries since joining a few years ago and the guys were amazing and getting it resolved. Highly highly recommend Reviewed on: 23rd February 2022

The Best Bank Ever

Monzo is the bank that finally made me understand the phrase "seamless transactions". There is so much to praise about Monzo but what I love the most is the features that let's me see upcoming credits and debits and having different savings pots... I just can't praise Monzo enough.m Reviewed on: 23rd February 2022

The best

Im so happy to work with monzo bank Reviewed on: 23rd February 2022

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