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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Objectively better banking experience

5
As title - more to offer than any other current account Reviewed on: 23rd February 2022
T B's avatar
T B

Super

5
Easy way to deal with it and then I’ll be able to get the money paid in to the account Reviewed on: 23rd February 2022
Farhan Jauffer's avatar
Farhan Jauffer

Best bank ever

5
Never did anything bad on me best bank in town is Monzo I’m telling all my friends and family to join Reviewed on: 23rd February 2022
Anthony Sharkey's avatar
Anthony Sharkey

Monzino

5
Love Monzo - went to Bali with 3 mates, we all chucked £50 on his Monzo and that funded our day session at Potatohead Reviewed on: 23rd February 2022
Sam brewer's avatar
Sam brewer

Best I could ask for!

5
Honestly, exactly what I want from a bank in 2022! Reviewed on: 23rd February 2022
Adarsh Manickam's avatar
Adarsh Manickam

Great, simple and helpful

5
Monzo has made managing finances so much easier, I'm saving money and in control of my finances more than ever! I love all the added features to make saving money easy and simple. Reviewed on: 23rd February 2022
Lillly room's avatar
Lillly room

Amazing

5
It’s been great I would not change for anything Reviewed on: 23rd February 2022
martin mulvenna's avatar
martin mulvenna

Easy to set up account and very easy to use.

5
Enjoy using Monzo as its a very easy to use account. Love having pots to split bills/savings etc. Good overall experience using Monzo. Reviewed on: 23rd February 2022
Teresa Flexer's avatar
Teresa Flexer

Brilliant

5
Monzo app is very easy to use and so easy to understand. Saving account is good Reviewed on: 23rd February 2022
Carli's avatar
Carli

Great for joint accounts!

5
Love the app and the ease at having all my living expense in the same place Reviewed on: 23rd February 2022
Poiuyt415's avatar
Poiuyt415

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