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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Personal and Business

5
I have both personal and business current accounts with Monzo and they are just great - support is always reliable and 24/7, always there when I need them. The app is so simple to use yet has every feature I would ever need. Come on high street banks, get on Monzo’s level.. Reviewed on: 23rd February 2022
LB's avatar
LB

Best bank

5
Very helpful. Extremely easy to understand how the app works. Best bank Reviewed on: 23rd February 2022
Josh Rundle's avatar
Josh Rundle

Brilliant account and customer service to match it!

5
Best and simple account to have!! Reviewed on: 23rd February 2022
Amir's avatar
Amir

Excellent Bank

5
A bank that doesn’t let you down always looking after of your interest. Reviewed on: 23rd February 2022
Nivaldo Gomes's avatar
Nivaldo Gomes

Simply The Best

5
Very easy online bank to work with. 100% happy from the moment I joined. Wish I'd done it sooner! Reviewed on: 23rd February 2022
Sarah Green's avatar
Sarah Green

Efficiency at work

5
Soon after arrival in the UK the ability to get a decent back account was flawless. Had my card delivered in two days. Not one single days problems, even when transferring money to loved ones in South Africa. Thanks Monzo Reviewed on: 23rd February 2022
Gary Nell's avatar
Gary Nell

Overall easy to use

5
Compared with Cahoot, a quantum leap in terms of ease of use and technology. Reviewed on: 23rd February 2022
David Sloan's avatar
David Sloan

Excellent way to receive and transfer funds and money pots help organise direct debits etc...

5
Monzo is brilliant in overall finical organisation. It's better with a Premium account because you can see your credit score and there are many benefits including a brand new metal card weighing 16g. Reviewed on: 23rd February 2022
Aiden James A Wilson's avatar
Aiden James A Wilson

Really I love to use Monzo

5
My family members everyone use monzo.. really nice bank ..i want to use Monzo long time .. Best of luck Monzo team Reviewed on: 23rd February 2022
Md juwel rana's avatar
Md juwel rana

BETTER BANKING

5
Best online Bank I have come across. Everything gets resolved smoothly. Totally recommend Monzo Bank. Reviewed on: 23rd February 2022
carla de oliveira's avatar
carla de oliveira

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