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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Brilliant

Every aspect of my dealings with Monzo so far have been fantastic. I've been using their current account for 3 months and I've been extremely impressed with their app and service. Reviewed on: 23rd February 2022

So easy!

Zero complaints. Full functionality and super easy and efficient to use! Reviewed on: 23rd February 2022

Amazing

Great service and very easy to do banking with Reviewed on: 23rd February 2022

The only bank for me!

I love Monzo! Great features, incredibly easy to use and efficient customer service!!! Reviewed on: 23rd February 2022

Best bank

Easy to open an account plus the service is excellent Reviewed on: 23rd February 2022

Easy & Reliable.

I’ve had Monzo for 2 years now and I can honestly say that it’s the best bank I have been with, I switched from Barclays to Monzo and I do not regret it at all, everything is so seamless and modern, easy to use and it’s staggering how I’ve never encountered a banking error or technical problem with monzo and monzo also has an AMAZING feature that I truly love and appreciate which is when you can get paid a day earlier! Reviewed on: 23rd February 2022

Awesome and easy to set up

Very well done. Really like it. Reviewed on: 23rd February 2022

Best Bank

Best Bank I have ever been better than any high street bank been with them for years Reviewed on: 23rd February 2022

Amazing bank

Been brilliant for me, been using for a couple years now. No problems Reviewed on: 23rd February 2022

Easy quick banking

Such a good banking company. The app style is really easily laid out and simple to use. Another thing I like is the notifications about how much I’ve spent as it helps me control how much money I’m spending in a day and it shows me where I’ve spent my money and how much. I also like the spending reports that show me how much money I’ve spent in the month and what I’ve spent it on so I can control my payments. Overall an amazing banking company and would recommend to friends and family as well as teenagers getting their first bank card. Have already referred friends and through the referral program we get £5 each which is just an added bonus. Reviewed on: 23rd February 2022

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