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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Monzo saved my financial life

A friend introduced me to monzo. At the time I had gone through a horrible divorce and was left in financial hell. The ability to see every transaction in real time transformed my ability to budget. And having little pots to save for specific spending made life so much more controlled. I felt in control and I was in control and I'm now completely out of debt. Reviewed on: 23rd February 2022

Best bank

Easy to use and monzo plus cash back when you tranfer money to international bank. Reviewed on: 23rd February 2022

Great Userbility and visibility

Great userbility and visibility. Easy to switch between different accounts too. Reviewed on: 23rd February 2022

Very good

Overall very good current and business account Reviewed on: 23rd February 2022

Geeat banking service provider

Great banking service provider easy to use and no hassel as other banks. Very user friendly app and very easy to manage my money. Reviewed on: 23rd February 2022

Helps me to manage my money

I love the ability to have different pots for my different expenses / savings. I like the automatic categorisation of transactions. Robust gambling block which require 48 hour cooling off period. Reviewed on: 23rd February 2022

Love Monzo

I did open my account 2 years ago and I’m very happy , all services are brilliant: international transfer , direct debit , cheques ( they sorted out in 5 working days etc and very professional and brilliant communication Reviewed on: 23rd February 2022

The best & most seamless banking Experience so far!!

Monzo is by far my best banking experience so far! Such a user-friendly system, not complicated at all! We can finally focus on making the money instead of having to worry about how to bank with it. :) Reviewed on: 23rd February 2022

An excellent bank

Sometimes, I doubted some transactions and made an enquiry about them. The bank replied me quickly and deal with my problems quickly Reviewed on: 23rd February 2022

Good

Everything it’s very good am very happy Reviewed on: 23rd February 2022

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