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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Easy Banking

5
All my banking activities, from general banking to foreign transfers have been easy and quick. Reviewed on: 23rd February 2022
Neil Tomlin's avatar
Neil Tomlin

Best Bank going.

5
Easy to use simple Bank been with them for around 3 years now Reviewed on: 23rd February 2022
Pavels's avatar
Pavels

Most Convenient & Friendliest Bank

5
I moved to Monzo after being with another bank that just didn’t suit me - It was very outdated & everything was made so complicated. With Monzo this couldn’t be further from what I’ve experienced, their customer service is incredible & everything is super accessible Reviewed on: 23rd February 2022
deirbhilekeenan@gmail.com's avatar
[email protected]

Excellent for all

5
The best thing I ever done it a great way to bank Reviewed on: 23rd February 2022
Paul Wise's avatar
Paul Wise

Best bank ever

4
Was with lloyds bank for years with monzo everything is hassle free and you are in control of your money Reviewed on: 23rd February 2022
John Benoit's avatar
John Benoit

Super easy

4
I have had my bank account for over 2 years ! I love it and use it everyday . It’s great that I can use the saving pots which are on the app and I l love the way it tells you when to next use your PIN number when purchasing anything . Reviewed on: 23rd February 2022
Anne Marie Linton's avatar
Anne Marie Linton

Phenomenal!!!

5
Monzo has developed so many of my lacking financial skills, all through an easy-to-use user interface, as well as a multitude of other services, which optimise budgeting skills. I have used Monzo for the last year and a half, and am hoping to use it for the foreseeable future, since the app is much easier to use and understand than any other bank I have used. Further to this, Monzo has allowed me to understand the value of money, which is something I never have been able to work upon in the past. Reviewed on: 23rd February 2022
Owen Brabbs's avatar
Owen Brabbs

Excellent banking experience

5
A mobile app, simple and easy to use. Banking at it's excellence!! Reviewed on: 23rd February 2022
Daniel Andreescu's avatar
Daniel Andreescu

I recommend

5
Best on the market I'm more than happy to have a monzo account Reviewed on: 23rd February 2022
Ion Daniel Chiroiu's avatar
Ion Daniel Chiroiu

Best bank I've had

5
Easy helpful friendly, never had any problems and always a top class service Reviewed on: 23rd February 2022
Dominic's avatar
Dominic

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