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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Excellent bank

5
Perfect and easy to use. Very easy to keep an eye on your money. Reviewed on: 23rd February 2022
Jonathan Davey-Manning's avatar
Jonathan Davey-Manning

Easy to use for tech phobe

5
Love my account from ease of use to how you can save from every transaction to see savings grow . Not a techy person but find working with the app so user friendly and to navigate Reviewed on: 23rd February 2022
Rebecca Stephens's avatar
Rebecca Stephens

Amazing!!

5
Amazing, reliable and so easy to use. Reviewed on: 23rd February 2022
Lee McLaughlin's avatar
Lee McLaughlin

Hassle free

5
Great way of banking. Hassle free and easy to manage Reviewed on: 23rd February 2022
paula lopes's avatar
paula lopes

Good card

5
Nice one to use monzo card where ever i need IAM using this card thank you. Reviewed on: 23rd February 2022
Rahul Yedulla's avatar
Rahul Yedulla

Great

5
No problems but they do charge a bit to do certain transactions,but overall they good. Always on time with your money to that is a big help especially if you have to wait those days extra. Great bank. Reviewed on: 23rd February 2022
Maria Carvalho's avatar
Maria Carvalho

The future of banking

5
Monzo is great, the app and instant notifications mean you have control over your money. Balances are always up to date. Plus set money aside in "pots" and pay bills from the pot. Honestly life changing. Reviewed on: 23rd February 2022
Benga's avatar
Benga

Best bank ever had

5
Can't folt anything best bank I have had and I have had a few spot on Reviewed on: 23rd February 2022
garry froggatt's avatar
garry froggatt

EASY BANKING/MADE SIMPLE

5
Monzo is one of the only banks I get along with because you can’t go overdrawn so easily. I’ve been a Monzo customer for years now, even close to when it started! Monzo is an easy to use interface on the app, great customer service on the phone & on the chat support on the app! Thanks for Monzo, Reviewed on: 23rd February 2022
Sam Phillips's avatar
Sam Phillips

Monzo is the best ever bank i bank with. Effective customer care and quick response service. Love monzo forever

5
I had my account blocked for like a month and I lost transaction I went through hell but I got to monzo and once it was fixed I got a 100 pound cash back for the disruption of service. I love monzo Reviewed on: 23rd February 2022
Nsiah Rudolf Osei's avatar
Nsiah Rudolf Osei

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