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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3457% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Best bank ever

Never did anything bad on me best bank in town is Monzo I’m telling all my friends and family to join Reviewed on: 23rd February 2022

Monzino

Love Monzo - went to Bali with 3 mates, we all chucked £50 on his Monzo and that funded our day session at Potatohead Reviewed on: 23rd February 2022

Best I could ask for!

Honestly, exactly what I want from a bank in 2022! Reviewed on: 23rd February 2022

Great, simple and helpful

Monzo has made managing finances so much easier, I'm saving money and in control of my finances more than ever! I love all the added features to make saving money easy and simple. Reviewed on: 23rd February 2022

Amazing

It’s been great I would not change for anything Reviewed on: 23rd February 2022

Easy to set up account and very easy to use.

Enjoy using Monzo as its a very easy to use account. Love having pots to split bills/savings etc. Good overall experience using Monzo. Reviewed on: 23rd February 2022

Brilliant

Monzo app is very easy to use and so easy to understand. Saving account is good Reviewed on: 23rd February 2022

Great for joint accounts!

Love the app and the ease at having all my living expense in the same place Reviewed on: 23rd February 2022

Fantastic banking

Everything I need clear comfortable use Reviewed on: 23rd February 2022

Excellent service

I've been using Monzo for close to 3 years now. The ease of being able to change to my married name with a simple check and photo proof was amazing. Changed details within several hours and recieved my new debit cards the next working day. Can not fault their service. Excellent job Reviewed on: 23rd February 2022

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