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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

super easy app to use

5
i love this app it’s so simple and easy to use i would suggest everyone to get a monzo card Reviewed on: 23rd February 2022
Perpet's avatar
Perpet

Banking made easy

5
Everything about Monzo is quick, easy and efficient. Gone are the days of going into a branch or waiting 3-5 business days for a simple change of address. Even increasing my transfer limit for a property purchase took no more than 10 minutes. Using the budget function and pots makes it even easier to stay on top of your finances. Reviewed on: 23rd February 2022
Ola Odu's avatar
Ola Odu

Haven't got a bad thing to say

5
Never had a issue with monzo and I have been with them since the start. Easy to use app and so many features 10/10 Reviewed on: 23rd February 2022
Adam Kinder's avatar
Adam Kinder

Best card

5
Recommended to so many friends and family. Best card to use especially for overseas transactions without fees and top rates Reviewed on: 23rd February 2022
Berniek's avatar
Berniek

Best bank ever

5
I love Monzo! Their app is the easiest, newest and freshest way to do my banking. The app is fast and responsive and no need for any documents through the post , so helping the planet too. I love the pots and the virtual cards. The Flex payment system is great too for buying considered purchases. I am constantly recommending Monzo to friends and family! Best bank ever! Reviewed on: 23rd February 2022
Pete Elsworth's avatar
Pete Elsworth

Worlds best bank ever..

5
Very supportive.. protection.. helpful… Thank you Monzo.. Reviewed on: 23rd February 2022
dharti2611@gmail.com's avatar
[email protected]

Reliable and efficient banking

5
Banking with monzo has been seemless , customer friendly and Easy to open. Reviewed on: 23rd February 2022
James 's avatar
James

Praise

5
It has been a pleasure to work with this bank as it has been helping me as and when I needed it. Communication is key for me and there isn’t an issue there Reviewed on: 23rd February 2022
Sam's avatar
Sam

Easy and great

5
Easy to use and makes banking easy Reviewed on: 23rd February 2022
shaunmboyes@icloud.com's avatar
[email protected]

Absolutely the best and most friendly bank

5
Never a problem contacting Monzo. Depending on what you contact about. You might be waiting a little bit, but that's fair if someone needs immediate help and you always get the right information first time and rarely need to ask followup questions. Everything is done with heart and a smile. Love this bank. Reviewed on: 23rd February 2022
C McK's avatar
C McK

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