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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3457% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Brilliant account and customer service to match it!

Best and simple account to have!! Reviewed on: 23rd February 2022

Excellent Bank

A bank that doesn’t let you down always looking after of your interest. Reviewed on: 23rd February 2022

Simply The Best

Very easy online bank to work with. 100% happy from the moment I joined. Wish I'd done it sooner! Reviewed on: 23rd February 2022

Efficiency at work

Soon after arrival in the UK the ability to get a decent back account was flawless. Had my card delivered in two days. Not one single days problems, even when transferring money to loved ones in South Africa. Thanks Monzo Reviewed on: 23rd February 2022

Overall easy to use

Compared with Cahoot, a quantum leap in terms of ease of use and technology. Reviewed on: 23rd February 2022

Excellent way to receive and transfer funds and money pots help organise direct debits etc...

Monzo is brilliant in overall finical organisation. It's better with a Premium account because you can see your credit score and there are many benefits including a brand new metal card weighing 16g. Reviewed on: 23rd February 2022

Really I love to use Monzo

My family members everyone use monzo.. really nice bank ..i want to use Monzo long time .. Best of luck Monzo team Reviewed on: 23rd February 2022

BETTER BANKING

Best online Bank I have come across. Everything gets resolved smoothly. Totally recommend Monzo Bank. Reviewed on: 23rd February 2022

Objectively better banking experience

As title - more to offer than any other current account Reviewed on: 23rd February 2022

Super

Easy way to deal with it and then I’ll be able to get the money paid in to the account Reviewed on: 23rd February 2022

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