Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

View other Monzo products

4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3457% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Most Convenient & Friendliest Bank

I moved to Monzo after being with another bank that just didn’t suit me - It was very outdated & everything was made so complicated. With Monzo this couldn’t be further from what I’ve experienced, their customer service is incredible & everything is super accessible Reviewed on: 23rd February 2022

Excellent for all

The best thing I ever done it a great way to bank Reviewed on: 23rd February 2022

Best bank ever

Was with lloyds bank for years with monzo everything is hassle free and you are in control of your money Reviewed on: 23rd February 2022

Super easy

I have had my bank account for over 2 years ! I love it and use it everyday . It’s great that I can use the saving pots which are on the app and I l love the way it tells you when to next use your PIN number when purchasing anything . Reviewed on: 23rd February 2022

Phenomenal!!!

Monzo has developed so many of my lacking financial skills, all through an easy-to-use user interface, as well as a multitude of other services, which optimise budgeting skills. I have used Monzo for the last year and a half, and am hoping to use it for the foreseeable future, since the app is much easier to use and understand than any other bank I have used. Further to this, Monzo has allowed me to understand the value of money, which is something I never have been able to work upon in the past. Reviewed on: 23rd February 2022

Excellent banking experience

A mobile app, simple and easy to use. Banking at it's excellence!! Reviewed on: 23rd February 2022

I recommend

Best on the market I'm more than happy to have a monzo account Reviewed on: 23rd February 2022

Best bank I've had

Easy helpful friendly, never had any problems and always a top class service Reviewed on: 23rd February 2022

Personal and Business

I have both personal and business current accounts with Monzo and they are just great - support is always reliable and 24/7, always there when I need them. The app is so simple to use yet has every feature I would ever need. Come on high street banks, get on Monzo’s level.. Reviewed on: 23rd February 2022

Best bank

Very helpful. Extremely easy to understand how the app works. Best bank Reviewed on: 23rd February 2022

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Current Account
from Danske Bank UK 3.64 from 22 reviews
Current Account
from permanent tsb 2.06 from 15 reviews
Current account
from Citibank 2.89 from 10 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3171 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub