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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Simple and straightforward banking

5
Monzo has led the way in simple and straightforward banking through their app. It does everything I need it to do and more! Reviewed on: 23rd February 2022
Neil Tickner's avatar
Neil Tickner

The best

5
For me Is the best and Easy to use Reviewed on: 23rd February 2022
Viviana's avatar
Viviana

Never a problem

5
Quick easy to use and never a problem Reviewed on: 23rd February 2022
arron james's avatar
arron james

Best bank EVER!

5
I have nothing but praise for Monzo, having opened my account with them a couple of years ago. Their customer service is second to none, their terms and conditions are clear and fair. The app is simple to use and has made my life so much easier as I often transfer money to friends. My partner now has both a current and business account with Monzo having seen how happy I was with them. I don’t see myself ever going back to regular banking at this rate. They’ve even helped me to save money to take my mum to Dollywood next year, as I have started putting all my “top up” money into a separate saving file. I am now overdraft and debt free after years of taking on hidden costs with my previous bank, thanks to using Monzo. Reviewed on: 23rd February 2022
Vicky Franks's avatar
Vicky Franks

Good

5
Definitely recommend to anyone they are reliable Reviewed on: 23rd February 2022
andrew key's avatar
andrew key

You would be mad to ignore!

5
The real deal. Superb customer experience! Reviewed on: 23rd February 2022
Jimmy Dean's avatar
Jimmy Dean

Helped me get a grip of budgeting

5
Since I moved to monzo from one of the leading brick & mortar banks, I’ve been able to manage my money so much better using the smart features Monzo provides in the app. Best decision I ever made to current-account-switch to Monzo. Don’t delay, switch today! Reviewed on: 23rd February 2022
Ianstuartmcguire@icloud.com's avatar
[email protected]

The best bank ever

5
The app is really easy to use and the many options they have for you to save money or invest are great, the virtual card system is a life saver and I think this bank is amazing Reviewed on: 23rd February 2022
Watko2001's avatar
Watko2001

The perfect bank

5
Always there when you need help. Have very friendly and helpful staff and have recommended to friends and family Reviewed on: 23rd February 2022
Holly Honeycombs's avatar
Holly Honeycombs

Good

5
best card I like very much thank you Reviewed on: 23rd February 2022
Adriana olahova's avatar
Adriana olahova

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