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Monzo: Current account reviews

4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

I love monzo

5
It’s very reliable and easy to save money Reviewed on: 23rd February 2022

Love monzo best bank EVER

5
Brilliant bank. CS gets back to you via the chat really quickly. Your able to set spending limits and separate money for bills from general spending so you always know they’re paid!! Reviewed on: 23rd February 2022

Best bank everp

5
Effortless, so easy to manage my money Reviewed on: 23rd February 2022

Best bank Ever in the Uk

5
This Bank is the best in uk. Specially for International Students also Custemer services are excellent. Always very polite customer care staffs. The app is very easy to use. I always prefer monzo bank. Reviewed on: 23rd February 2022

Excellent

5
Clear breakdown of spend, helpful pots and v user friendly app Reviewed on: 23rd February 2022

Hassle free banking

5
Such an easy internet bank to navigate. Chat facility is also really helpful. Reviewed on: 23rd February 2022

Easy to use and modern

5
Very fast transactions, modern and easy to use Reviewed on: 23rd February 2022

Is better than any bank

5
I’m have a nice experience with that card Reviewed on: 23rd February 2022

Great interface, great customer service.

5
I've used Monzo for years and I wouldn't use anyone else. I'm due to be starting a business soon and once I meet the criteria I'll be using them for all my business banking as well. A*. Reviewed on: 23rd February 2022

Excellent service

5
Everything is easy to understand on the app and when you have a problem they’re more than happy to help resolve it. Which they have done for me every time also the fact if you’re paid by Baccs you can get your wages the day before at 4pm. Reviewed on: 23rd February 2022

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