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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3457% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Amazing!!

Amazing, reliable and so easy to use. Reviewed on: 23rd February 2022

Hassle free

Great way of banking. Hassle free and easy to manage Reviewed on: 23rd February 2022

Good card

Nice one to use monzo card where ever i need IAM using this card thank you. Reviewed on: 23rd February 2022

Great

No problems but they do charge a bit to do certain transactions,but overall they good. Always on time with your money to that is a big help especially if you have to wait those days extra. Great bank. Reviewed on: 23rd February 2022

The future of banking

Monzo is great, the app and instant notifications mean you have control over your money. Balances are always up to date. Plus set money aside in "pots" and pay bills from the pot. Honestly life changing. Reviewed on: 23rd February 2022

Best bank ever had

Can't folt anything best bank I have had and I have had a few spot on Reviewed on: 23rd February 2022

EASY BANKING/MADE SIMPLE

Monzo is one of the only banks I get along with because you can’t go overdrawn so easily. I’ve been a Monzo customer for years now, even close to when it started! Monzo is an easy to use interface on the app, great customer service on the phone & on the chat support on the app! Thanks for Monzo, Reviewed on: 23rd February 2022

Monzo is the best ever bank i bank with. Effective customer care and quick response service. Love monzo forever

I had my account blocked for like a month and I lost transaction I went through hell but I got to monzo and once it was fixed I got a 100 pound cash back for the disruption of service. I love monzo Reviewed on: 23rd February 2022

Easy Banking

All my banking activities, from general banking to foreign transfers have been easy and quick. Reviewed on: 23rd February 2022

Best Bank going.

Easy to use simple Bank been with them for around 3 years now Reviewed on: 23rd February 2022

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