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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

The best

5
Amazing experience so far.. I will recommend to anyone and everyone. Reviewed on: 23rd February 2022
babalolaabiola59@gmail.com's avatar
[email protected]

Yes I recommend everyone me family get Monzo

5
The best on online and safety every money Reviewed on: 23rd February 2022
eraldelezaj9@gmail.com's avatar
[email protected]

User friendly Bank app

5
I have found Monzo the easiest bank app to use. Reviewed on: 23rd February 2022
Danny Marklew's avatar
Danny Marklew

Amazing bank

5
Amazing bank, so much better than other banks and easy to talk to someone if needed Reviewed on: 23rd February 2022
Laura Jane Collett's avatar
Laura Jane Collett

Simplicity

5
Simple to use when transferring or receiving money. Reviewed on: 23rd February 2022
John Netherwood's avatar
John Netherwood

Best bank ever

5
This bank has the best team and a dedicated staff. I am very impressed by their vision and hard work the great outstanding performance, best of the best I really recommend it Reviewed on: 23rd February 2022
Arlete Bessa's avatar
Arlete Bessa

No going back..

5
That’s it. Monzo have done it. Couldn’t consider returning to an ancient bank again Reviewed on: 23rd February 2022
Matt Hagan's avatar
Matt Hagan

What all banks should aspire to be

5
The only bank I’ve ever used that puts me (the user) first. Every detail in the product has been considered with me in mind. No tricks, no dirty dark patterns, just everyday banking made nice and simple. Reviewed on: 23rd February 2022
Edward Wilson's avatar
Edward Wilson

Nice account

5
Very nice account very nice account Reviewed on: 23rd February 2022
Domi Savage's avatar
Domi Savage

Best bank in the world

5
Monzo is incredible. It has taken the financial management of my personal finances to the next level. The user experience is world class. Best bank in the world. Reviewed on: 23rd February 2022
Stavros's avatar
Stavros

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