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Monzo: Current account reviews

4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

The best banking apps

5
It's a very good bank, transactions are easy and the application is not blocked Reviewed on: 23rd February 2022

Great!

4
I enjoy using Monzo as my main account. I find it’s super easy to see all of my spending straight away and through my spending summary of the month, which allows me to keep track of my finances and inform my budgets, and I have also found it very easy and extremely helpful to save for multiple things/occasions through the use of pots! Reviewed on: 23rd February 2022

Excellent customer service

5
I have a problem with card but this guy are star doing excellent job to sought it out thanks again Reviewed on: 23rd February 2022

Great bank

5
Very helpful and understanding bank Reviewed on: 23rd February 2022

Great bank

5
Love it, great service. Always there to help you. Reviewed on: 23rd February 2022

Best bamk ever

5
Banking made easy and less stressful !! Thankyou for being amazing monzo!!! Reviewed on: 23rd February 2022

very good

5
really good support , the app is nice and easy to use Reviewed on: 23rd February 2022

Simple and it works

5
Monzo is simple and it works. Everything can be done online, which is a big advantage! Reviewed on: 23rd February 2022

Amazing and Efficient

5
Out of all the banks i have used monzo is by far the best the quick easy to use app is great for keeping a check on spending and the pots allow you to set budgets and save easily. Will never go to another bank. Reviewed on: 23rd February 2022

Amazing Bank

5
Brilliant bank account they have thought of all options to ensure it has the most user friendly app and offers great interest rates Reviewed on: 23rd February 2022

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