Smart Money People Logo
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,399 reviews, last reviewed 23rd Apr 2026
3457% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026
Teddy Daniel's avatar
Teddy Daniel

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19400)

The best

5
For me Is the best and Easy to use Reviewed on: 23rd February 2022
Viviana's avatar
Viviana

Never a problem

5
Quick easy to use and never a problem Reviewed on: 23rd February 2022
arron james's avatar
arron james

Best bank EVER!

5
I have nothing but praise for Monzo, having opened my account with them a couple of years ago. Their customer service is second to none, their terms and conditions are clear and fair. The app is simple to use and has made my life so much easier as I often transfer money to friends. My partner now has both a current and business account with Monzo having seen how happy I was with them. I don’t see myself ever going back to regular banking at this rate. They’ve even helped me to save money to take my mum to Dollywood next year, as I have started putting all my “top up” money into a separate saving file. I am now overdraft and debt free after years of taking on hidden costs with my previous bank, thanks to using Monzo. Reviewed on: 23rd February 2022
Vicky Franks's avatar
Vicky Franks

Good

5
Definitely recommend to anyone they are reliable Reviewed on: 23rd February 2022
andrew key's avatar
andrew key

You would be mad to ignore!

5
The real deal. Superb customer experience! Reviewed on: 23rd February 2022
Jimmy Dean's avatar
Jimmy Dean

Helped me get a grip of budgeting

5
Since I moved to monzo from one of the leading brick & mortar banks, I’ve been able to manage my money so much better using the smart features Monzo provides in the app. Best decision I ever made to current-account-switch to Monzo. Don’t delay, switch today! Reviewed on: 23rd February 2022
Ianstuartmcguire@icloud.com's avatar
[email protected]

The best bank ever

5
The app is really easy to use and the many options they have for you to save money or invest are great, the virtual card system is a life saver and I think this bank is amazing Reviewed on: 23rd February 2022
Watko2001's avatar
Watko2001

The perfect bank

5
Always there when you need help. Have very friendly and helpful staff and have recommended to friends and family Reviewed on: 23rd February 2022
Holly Honeycombs's avatar
Holly Honeycombs

Good

5
best card I like very much thank you Reviewed on: 23rd February 2022
Adriana olahova's avatar
Adriana olahova

super easy app to use

5
i love this app it’s so simple and easy to use i would suggest everyone to get a monzo card Reviewed on: 23rd February 2022
Perpet's avatar
Perpet

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo

  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo

  • Flex Purchase credit card

    from Monzo 4.97 from 3171 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill