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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Easy money

5
Monzo is like having a money management wizard living in my phone. Bill money in a separate pot, trends data, early pay check deposit, pots to save for goals, all in a simple interface that's pleasant to use. And the customer care is *ace*. Love to see it. Reviewed on: 23rd February 2022
A.M. 's avatar
A.M.

Excellent service

4
Monzo is the one of the best bank I used , simpley brilliant Reviewed on: 23rd February 2022
Sumanth Reddy's avatar
Sumanth Reddy

Excellent

5
Meet all expectations in all hurdles and problems, fast payment and help in every way possible Reviewed on: 23rd February 2022
Isireli's avatar
Isireli

Best bank in uk

5
I always enjoy your service,Keep the good work. Reviewed on: 23rd February 2022
Umar Isa Abdulkadir's avatar
Umar Isa Abdulkadir

Best Bank

5
Although it’s an online bank, I’ve never been this satisfied with any brick & mortar bank Reviewed on: 23rd February 2022
Shelly's avatar
Shelly

Mr

5
I don't know just I like it is better whit that Reviewed on: 23rd February 2022
Cristib. crissu15's avatar
Cristib. crissu15

Perfect bank

5
Has to be one the best banks going amazing app to manage all you bills and saving. And so Much more Reviewed on: 23rd February 2022
Nathaniel Van Kempen's avatar
Nathaniel Van Kempen

The best bank account Ive ever had.

5
Superb customer service, outstanding account features. I’d never look back. Reviewed on: 23rd February 2022
Martyn Hutchinson's avatar
Martyn Hutchinson

Easily the best bank!

5
Who knew that a bank could make an individual feel in control of their money. Every single time I've needed to contact Monzo customer support, the response has always been quick and efficient. No other bank I've used makes banking anywhere near as easy and in control of my finances - something that wasn't truly possible before Monzo. Reviewed on: 23rd February 2022
Bambi's avatar
Bambi

Best of the best bank ever

5
you can say the bank is good, Who cares what you believe what’s very important is demonstrating and explaining to people why what you Believe makes sense that’s really valuable, so that’s what Monzo bank do to Proof good service all the time so. Reviewed on: 23rd February 2022
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Anonymous

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