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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19400 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3457% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19400)

Love monzo best bank EVER

Brilliant bank. CS gets back to you via the chat really quickly. Your able to set spending limits and separate money for bills from general spending so you always know they’re paid!! Reviewed on: 23rd February 2022

Best bank everp

Effortless, so easy to manage my money Reviewed on: 23rd February 2022

Best bank Ever in the Uk

This Bank is the best in uk. Specially for International Students also Custemer services are excellent. Always very polite customer care staffs. The app is very easy to use. I always prefer monzo bank. Reviewed on: 23rd February 2022

Excellent

Clear breakdown of spend, helpful pots and v user friendly app Reviewed on: 23rd February 2022

Hassle free banking

Such an easy internet bank to navigate. Chat facility is also really helpful. Reviewed on: 23rd February 2022

Easy to use and modern

Very fast transactions, modern and easy to use Reviewed on: 23rd February 2022

Is better than any bank

I’m have a nice experience with that card Reviewed on: 23rd February 2022

Great interface, great customer service.

I've used Monzo for years and I wouldn't use anyone else. I'm due to be starting a business soon and once I meet the criteria I'll be using them for all my business banking as well. A*. Reviewed on: 23rd February 2022

Excellent service

Everything is easy to understand on the app and when you have a problem they’re more than happy to help resolve it. Which they have done for me every time also the fact if you’re paid by Baccs you can get your wages the day before at 4pm. Reviewed on: 23rd February 2022

Simple and straightforward banking

Monzo has led the way in simple and straightforward banking through their app. It does everything I need it to do and more! Reviewed on: 23rd February 2022

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