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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Just makes banking easy

5
Sign up is so easy and it’s just gets better from there. No traditional bank comes close. On the rare occasion I have a question the support team have been very helpful. Reviewed on: 23rd February 2022
Craig Beeley's avatar
Craig Beeley

Clear and Simple

5
Clear and visible information at your fingertips - simple way to connect with friends / family and remain secure. Hassle free banking. Reviewed on: 23rd February 2022
Roy's avatar
Roy

So handy!

5
So simple to use. Options to get paid early and gives an insight to upcoming bills and helps manage money with a budget tool Reviewed on: 23rd February 2022
Abi Campbell 's avatar
Abi Campbell

Best bank

5
They always make sure your money is safe and keep track of your spendings well Reviewed on: 23rd February 2022
Liam Prothero's avatar
Liam Prothero

Amazing and easy to use

5
I first got Monzo to use abroad in 2019 and since using the app and it being so much easier to use than anything else I quickly made it my main account. So easy to use. Very accommodating and great services available Reviewed on: 23rd February 2022
Taylor cowling 's avatar
Taylor cowling

Best bank

5
Monzo is by far the best banking app I’ve used! Reviewed on: 23rd February 2022
Ben's avatar
Ben

easy bank

5
I have a wonderful experience with Monzo as my bank. It's so easy use the app and control your savings. I really recommend Monzo. Reviewed on: 23rd February 2022
Cristina Marteles's avatar
Cristina Marteles

Innovative and forward thinking

5
Monzo is exceptional with easy to use feature in its app, ability to create pots of money and round up my change. Makes saving simple and fun. Innovative thinking such as lending within the app even for purchases already made at 0% is fabulous. My old Co-Op bank were stuck in the past. Monzo has fast forwarded the future. Reviewed on: 23rd February 2022
Charles Lowndes's avatar
Charles Lowndes

Fantastic

5
Been using Monzo for a couple years now. Very easy to use and when I have needed customer support they a prompt at sorting the issue. Reviewed on: 23rd February 2022
Aaron 's avatar
Aaron

Very good online bank

4
I have used Monzo for a year now and it has the go to bank for me Reviewed on: 23rd February 2022
River Amoss's avatar
River Amoss

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