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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Best bank

5
Easy to use, zero charges if you haven't the credit to pay direst debit. Gives you the options to add money and fry the direct debit again. Even if you can't there is still zero charges for missed debits and also it never lets you go over drawn. Your moneys yours, the amount of money it had saved me in bank charges is unreal. Reviewed on: 23rd February 2022
Roslyn's avatar
Roslyn

Best bank ever

5
Love monzo easy to use easy to use pots and its great Reviewed on: 23rd February 2022
SHABAAZ LADHA's avatar
SHABAAZ LADHA

Simple smart banking

5
After being fed up with using Barclays for many years, I decided to look for alternatives and was recommended to Monzo. After using it for a month on trial, I decided to make this my full time bank account and haven't looked back since. It's now been over 2 years and have enjoyed every moment. I've also been able to save much more money than I have ever had before. I've also recommended this bank to many people, including my partner who uses it for her business too. Reviewed on: 23rd February 2022
Toby Copeland's avatar
Toby Copeland

Excellent service

5
Excellent service quite response when phoning . Excellent customer service Reviewed on: 23rd February 2022
marsanisa@live.co.uk's avatar
[email protected]

Easy to Use

5
I love Monzo and it's very easy to use. It represents what a 21st century bank should be. Reviewed on: 23rd February 2022
Hammed Kayode Alabi's avatar
Hammed Kayode Alabi

The perfect bank

5
Very good at helping me with my problems. I feel completely in control of my money but I am comfortable knowing that I can get help whenever I need it! Reviewed on: 23rd February 2022
Jack's avatar
Jack

Best Account ever

5
Recommend to anyone who needs a bank account Reviewed on: 23rd February 2022
Angie Hickman's avatar
Angie Hickman

Great

5
Great amazing bank lots of love from Moldova best country in the world Reviewed on: 23rd February 2022
A's avatar
A

Banking made simple

5
I have been with Monzo now for a number of years and have never found banking so easy, staying in control of my money is so much easier than my old legacy bank Reviewed on: 23rd February 2022
Andy Langley's avatar
Andy Langley

Clean and Simple

5
Banking for the internet age, split money. create payment pots. request from your friends. great app. Reviewed on: 23rd February 2022
Simon Dolding's avatar
Simon Dolding

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