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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Thank you

5
I love the service that you provide me Reviewed on: 23rd February 2022
Hamza Habibi420's avatar
Hamza Habibi420

Happy

5
Very happy with service offered Reviewed on: 23rd February 2022
Clive Hallifax's avatar
Clive Hallifax

Easy to use

5
Monzo allows me to move money around, set up multiple accounts to separate my money, and review what I have spent very easily. Reviewed on: 23rd February 2022
Ian jarman's avatar
Ian jarman

Simply the best..

5
I’ve had 3 different current accounts and Monzo are hands down the best… I’ve travelled abroad and used their card and was able to pay and withdraw cash free of charge (which other providers don’t do) and have experienced fraud… Again, this was dealt with instantly and in a friendly, personalised way to ensure that I wasn’t out of pocket… I’ve recommended Monzo so many times and the they even paid me for the privilege… Thanks ‘Best British Bank’… I mean Monzo Reviewed on: 23rd February 2022
Mark 's avatar
Mark

Monzo

5
Monzo bank is the easiest and most efficient bank I’ve ever used Reviewed on: 23rd February 2022
Tom Burnett's avatar
Tom Burnett

Best banking services

5
Monzo is so easy to use, has a lot of useful information and the online banking is customer friendly. Reviewed on: 23rd February 2022
GHEORGHE ROXANA's avatar
GHEORGHE ROXANA

amazing

5
monzo is a wonderful and amazing bank that ive been using for months now Reviewed on: 23rd February 2022
Hamidah Bello's avatar
Hamidah Bello

Makes money management easy

5
Great interfaces, easy to track budgets, pay safe with virtual cards and save Reviewed on: 23rd February 2022
Emily Owen's avatar
Emily Owen

Excellent

5
Amazing customer service and an easy online bank to use Reviewed on: 23rd February 2022
Jamie D's avatar
Jamie D

Great bank to bank with

4
Since I join the monzo family with it being my bank, its service remains satisfaction and the best bank to bank with. Reviewed on: 23rd February 2022
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