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Monzo: Current account reviews

4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Monzo is the best!!

5
I've loved every minute of being with monzo. They are always available to help and do it quickly. They are the best bank in my eyes Reviewed on: 23rd February 2022

Fantastic

5
Easy to use. The app is so easy to navigate. Reviewed on: 23rd February 2022

love using monzo

5
i enjoy using monzo bank. very convenient and easy to use Reviewed on: 23rd February 2022

Mr

5
I love the service that you provide it me Reviewed on: 23rd February 2022

amazing bank

5
Monzo is a really really amazing bank they have helped me when I need to get a new card etc the app is very easy to use and very good if u have trouble trying to save as u can lock the pot Reviewed on: 23rd February 2022

Great bank

5
My first bank and it's awesome not like my folks banks Reviewed on: 23rd February 2022

Great up and coming bank.

5
Great bank easy to set up online very easy to use one of the best up and coming online banks that will surely be number 1 in the future Reviewed on: 23rd February 2022

Smooth and stress free

4
It's easy to use and all queries are resolved online chatting. Good rate to send money internationally. Reviewed on: 23rd February 2022

Best card for expats!

5
The only bank allowed me to open a bank account during my first days within the UK. All was done remotely and super quickly - excellent support and user friendly app! What else you can desire! Reviewed on: 23rd February 2022

Brilliant bank, ticks all the boxes

5
A bank account that keeps me informed, is easy to communicate with and looks after me Reviewed on: 23rd February 2022

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