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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Outstanding Service

Does exactly what it says on the tin!!!! Reviewed on: 23rd February 2022

Incredible

Everything you could want from a bank and more! Helped me get back in my feet with their budget tools and pots and now I’m thriving! Thanks Monzo! Reviewed on: 23rd February 2022

Great Service

Very satisfied with the service this online bank offers. Hassle free banking and quick to resolve any issues. Reviewed on: 23rd February 2022

The future of personal banking

As my title says, they are the future of personal banking, they are not normal, which is good they have heart Reviewed on: 23rd February 2022

Great

Happy I’m with Monzo, reliable and it really helps with saving money Reviewed on: 23rd February 2022

Fantastic and user friendly.

Monzo is an amazing, user friendly bank who respond quickly to queries and concerns. They bring banking into a new and fresh dimension and make it easier to do everything without having to go through the trouble of going into a branch. Pots for saving are amazing too. Reviewed on: 23rd February 2022

Easy banking

Cant recommend Monzo enough, they are a shining light ahead of the game in terms of exceptional digital platform and product. Reviewed on: 23rd February 2022

Best bank!

Easy to use and so informative on spending and you can tailor it to your needs to help you with your money! Reviewed on: 23rd February 2022

Easiest, Modern, Sleek Bank!!

So easy to use, so easy to manage your money! Saving pots are amazing! Ordering lost cards super simple! Everything great Reviewed on: 23rd February 2022

Best bank I have used!

Every transaction is itemised with the company logo so you can easily identify who and what you have paid. You get reminders on upcoming payments so you can make sure you have the funds available. Reviewed on: 23rd February 2022

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