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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Monzo

5
Since getting Monzo it is easily the most user friendly and accessible bank I have ever had Reviewed on: 23rd February 2022
Rosie's avatar
Rosie

Good bank. The best one.

5
Friendly costumer service, helpful. Safe money. Reviewed on: 23rd February 2022
Ana Sofia's avatar
Ana Sofia

Shockingly brilliant banking!

5
Honestly best bank I've ever used, once getting use to the app and realising how handy and easy it is pay friends and having pots for budgeting, I have found my money going further, I now do all my bank through Monzo. Dont change what you are doing it amazing work so far, highly recommended! Reviewed on: 23rd February 2022
Nathan Cribdon's avatar
Nathan Cribdon

Best Bank

5
Got everything I need, and very good customer service that are responsive. Reviewed on: 23rd February 2022
Amr Ali's avatar
Amr Ali

Fantastic and Transparent

5
Really awesome bank. Simple to use app. Transparent vterms and conditions. You really do know what you're signing up for whilst performing different functions Reviewed on: 23rd February 2022
Mr Zed's avatar
Mr Zed

Best bank hands down

5
Simply the best bank in the uk hands down Reviewed on: 23rd February 2022
Tom Dowle's avatar
Tom Dowle

Very good

5
Not had a single problem with monzo so far. Only thing is depositing cash but who does that now days Reviewed on: 23rd February 2022
Mike's avatar
Mike

All Great!

5
Very nice app. All clear and understandable. the process of sending or receiving money is very fast. a very convenient function to split the bill. I like monzo. Reviewed on: 23rd February 2022
Ruslan Saburov's avatar
Ruslan Saburov

No Fuss

3
If you want a Bank which has no fuss and you can control everything yourself by the app then Monzo is for you. Only disappointment I have is the fee for being a Premium Monzo Account holder Reviewed on: 23rd February 2022
Mark Horton's avatar
Mark Horton

Best banking experience I've ever had

5
Everything is clear and easy to use. Excellent budgeting tools Reviewed on: 23rd February 2022
Andrew Thomas's avatar
Andrew Thomas

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