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Monzo: Current account reviews

4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19428)

very good

5
I'm very happy with my account monzo Reviewed on: 23rd February 2022

Fantastic banking...

5
Easy, secure and simple banking. Reviewed on: 23rd February 2022

Best bank Ever

5
Monzo app have very user friendly interface, very supportive customercare Reviewed on: 23rd February 2022

Got everything just right.

5
Since opening Monzo it’s my absolutely go to number 1 bank. They have every single aspect down to a T. Never ever find yourself having any issues what so ever and any help you need is so easy to deal with them for Reviewed on: 23rd February 2022

Monzo is amazing

5
I really really love monzo! Can’t believe I didn’t switch sooner!!! Reviewed on: 23rd February 2022

Excellent app

5
Monzo’s app and features are unique and better than any other bank Reviewed on: 23rd February 2022

very satisfied

5
I'm happy with my account in everything there is nothing wrong I'm just happy with everything Reviewed on: 23rd February 2022

Fantastic

5
Fantastic bank with easy access and would highly recommend Reviewed on: 23rd February 2022

The future of banking

5
A product so good that every other UK bank was forced to copy them to catch up. I wish all banks were like Monzo Reviewed on: 23rd February 2022

Monzo best bank

4
In my opinion monzo is the best bank anyone could go with they give you updates on bills up to five days before they come out of your account plus they let you get payments a day early then you are due it plus there app is the easiest to use with the layout and security Reviewed on: 23rd February 2022

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