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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19387 reviews)

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4.93

Based on 19,387 reviews, last reviewed 18th Apr 2026

105250% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good account and app for everyday spending. Good account and app for everyday spending. Really like the ease of paying friends/contacts from phone who also have monzo accounts. Splits functional... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19387)

Free and easy

So much simpler than your higher street banks that’s are so old fashioned Reviewed on: 15th April 2021

A 21st Century bank

Monzo are at the forefront of delivering digital age services. They do so with the help of great tech and enthusiastic staff. Reviewed on: 15th April 2021

Ethical banking

Simple to do business with and so glad that I have been able to leave those stupid high street stuff shirt banks behind. Reviewed on: 15th April 2021

I absolutely love monzo / premium

Thanks for making life easier and me happier :) love the stainless steel card of course Reviewed on: 15th April 2021

Monzo

The interface is easy to understand and follow, one of the most well-thought out and useful banks out there Reviewed on: 15th April 2021

Amazing

So easy to use and track your spending. Wouldn’t be without my Monzo card. Recommended it to loads of people. Reviewed on: 15th April 2021

So easy to save

really easy to save money, and section money out in pots Reviewed on: 15th April 2021

Class

Class get paid a day earlier than usual Reviewed on: 15th April 2021

Fantastic Bank

Monzo changed my view on banks easy to manage my money, great budgeting tools in app. Excellent customer service whenever I have needed to contact them. Reviewed on: 15th April 2021

Very helpful great customer service

I love there customer service an how everyone I speak to is in the know how bout my account. An I love how everyone is so helpful rather then pass the buck to another they the one person from monzo customer service team answers it all Also how if I need check back on so thing n speak to another advisor they know what am speaking bout rather then get told to hold n check details Reviewed on: 15th April 2021

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