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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19387 reviews)

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4.93

Based on 19,387 reviews, last reviewed 18th Apr 2026

105250% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good account and app for everyday spending. Good account and app for everyday spending. Really like the ease of paying friends/contacts from phone who also have monzo accounts. Splits functional... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19387)

All information comes straight back

So easy to access all enquirys with monzo no fuss or confusion so easy for earlderly or people with limited internet experience Reviewed on: 16th April 2021

Great app - easy to use & super intuitive

The onboarding is seamless and the customer support has been great, especially in comparaison with other challenger banks Reviewed on: 16th April 2021

Great service

Great bank really enjoying banking with monzo Reviewed on: 16th April 2021

Easy to use bank app that has great support

Love their app, intuitive and easy to use. Very realisable. Reviewed on: 16th April 2021

No hassle and no problems

Took this card out before we went travelling a couple of years ago . Used in 10 different countries without any hassle. Easy card to use and hassle free Reviewed on: 16th April 2021

Restored my faith in banks

Excellent service. Market leader with the functions available such as freeze card & round ups but there is still so much more such as savings pots, being paid early, preview debits & credits. Friendly & efficient online service. Have used the card around the world without issue. I love Monzo Reviewed on: 16th April 2021

Uncomplicated banking.

Monzo offers most services you would expect from a high street bank but in a very straight forward way, plus those annoying fees are nearly inexistent making it easy and cheap to bank with them. And you would think its customer service isn't that good because there are no physical branches, right?! Well, you better rethink that because its customer service team is not only very fast and efficient, but it is also friendly and competent! Monzo is definitely the right bank for me and I bet it would be the best bank for anybody. Reviewed on: 16th April 2021

Modern banking as it should be

Fantastic service, support and overall platform. Monzo consistently deliver excellent results and have made a meaningful impact to the way my finances are managed Reviewed on: 16th April 2021

Great

This is the best experience ever to use monzo online bank service love it Reviewed on: 15th April 2021

Fantastic

Well organised,great choice,best banking experience by far ... as was once said you have tried the rest ... now try the best Reviewed on: 15th April 2021

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