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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19387 reviews)

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4.93

Based on 19,387 reviews, last reviewed 18th Apr 2026

105250% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good account and app for everyday spending. Good account and app for everyday spending. Really like the ease of paying friends/contacts from phone who also have monzo accounts. Splits functional... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19387)

Best Bank Going

Monzo has by far the easiest user interface, it’s chat functions allow speedy resolutions to my issues, it allows connectivity to my other accounts so I can see everything in one place, and it is really easy to save money or allocate cash with their pots systems Reviewed on: 16th April 2021

Great app and service

I've had monzo for few years now and I can't be any happier. I got rid of all big bank cards and just kept Monzo. The transparency, the service, the flexibility of the app is what I love the most. Definitely recommend to anyone who's looking for up to date banking. Reviewed on: 16th April 2021

Best banking experience. Ever.

Would not want to live w/o Monzo anymore Reviewed on: 16th April 2021

Excellent

Keeps me so organised. I love it Reviewed on: 16th April 2021

The best service and experience

Monzo is a every bank dream come through! the customer service is awesome Reviewed on: 16th April 2021

Best app-based bank

I’ve gone from app bank sceptic to using it very very regularly. Monzo have done a terrific job of disrupting the banking space with their product. Highly recommended. Reviewed on: 16th April 2021

Love it

Easy to use, quick response, all in one place, great interest rates on the saving pots. Reviewed on: 16th April 2021

Let'it shine

I love monzo! Monzo is one of my favourite cards. Reviewed on: 16th April 2021

Outstanding service

Monzo’s services are great because you can make pots to save money. Plus, their customer service is amazing as you can chat to someone and they’re always helpful. Reviewed on: 16th April 2021

Great Bank

The app is easy to use and there are lots of security features, especially around contactless card use. Real time updates to your phobe on what has been spent plus regular PIN checks. Reviewed on: 16th April 2021

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