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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Bringing banking to this century

5
Monzo has opened up banking to everyone providing a fantastic app that is easy to use and fully customisable. I love the pots I can use to put monies to one side. And interest rates are compatible too. Reviewed on: 16th April 2021
Sebastian Moir's avatar
Sebastian Moir

Best Bank

5
Excellent bank, provides a lot of benefits I use as a Premium member. Never had any trouble at all and even invested. Would never have done that with any other bank. I have recommended to countless people now and everyone in work has it because we go away so much it makes things so simple. Reviewed on: 16th April 2021
Dan Wright's avatar
Dan Wright

Easy to use app and good features

5
Opening an account with Monzo is easy and the app is one of the best helps manage finances easily Reviewed on: 16th April 2021
Nishant's avatar
Nishant

Best bank!

5
Great way to split bills, send money to friends, and organise spending. Chat service has always been great and the staff are super friendly! Reviewed on: 16th April 2021
Kaz's avatar
Kaz

Overall perfect experience so far

5
Easy to organise your finances and get an overview of your spending habits. Amazing curtomer service and perfect presentation from the app to bank cards. Reviewed on: 16th April 2021
Luna Pires's avatar
Luna Pires

Friendly and Efficient

5
I started with Monzo initially as a pay as you go credit card. When I was given the offer to upgrade to a bank account I didn't hesitate. Their friendly customer service and speedy efficiency are unparalleled. When I had to change my name on my account it was done quickly and hassle free. I continue to use Monzo and have and highly recommended them to friends and family. In summary, Monzo are a friendly and easy to use bank. The bank app on the phone is the easiest I've ever used. Reviewed on: 16th April 2021
Michelle McSheffrey 's avatar
Michelle McSheffrey

Easy

5
I have found the app so easy to use and keep track of my spending. Reviewed on: 16th April 2021
JillSargent 's avatar
JillSargent

Fantastic bank

5
Fantastic bank with superb services. Reviewed on: 16th April 2021
Heather Wood's avatar
Heather Wood

Pure class

5
Pure class mate. Best service and product ever. Reviewed on: 16th April 2021
rdougs77's avatar
rdougs77

Spanking good Banking

5
Absolute breath of fresh air a bank where you are in control of your money Reviewed on: 16th April 2021
Gaynor Watterson's avatar
Gaynor Watterson

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