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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19387 reviews)

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4.93

Based on 19,387 reviews, last reviewed 18th Apr 2026

105250% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good account and app for everyday spending. Good account and app for everyday spending. Really like the ease of paying friends/contacts from phone who also have monzo accounts. Splits functional... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19387)

Simple - Efficient - Dynamic

Opened my account and got my card withing 2 days. Cute coral one at that! Love the instant updates when using the card & reminders before transactions are due. Savings option range is personalised from change on purchases to fixed amounts. There's something for EVERYONE and customer service is ON POINT Reviewed on: 16th April 2021

New era of mobile banking

Monzo has outstanding customer service. The response time through chat is even quicker than going to a physical bank. Freeze options, easy to split bills and send money on the go. This really revolutionized my way of mobile banking. Reviewed on: 16th April 2021

They are the best.

where to start. 4pm previous day pay day a dream Reviewed on: 16th April 2021

Does everything that's needed well.

An amazingly simple, but effective bank account. Everything that's needed and more. Reviewed on: 16th April 2021

Strongly recommed

My experience with this bank is the best Reviewed on: 16th April 2021

Monzo review - excellent

My son advised me to get a Monzo Account several years ago. I finally got an account a year ago ... what took me so long? Best online account I have used, by far! Reviewed on: 16th April 2021

Simple and just work

Monzo has to be the simplest way to bank and pay for items, ever. It always works and tells me where I've spent my money within a second ... The whole family and friends now use Monzo Reviewed on: 16th April 2021

Great customer service

The only time I had an issue it was sorted quite quickly & they gave me £25 for the error. What bank does that?! I always recommend them. Reviewed on: 16th April 2021

Great bank

Love pots and just so easy to use Reviewed on: 16th April 2021

Best Bank

Having been with traditional banks for years. Moving to Monzo has been amazing. I love how the app works and notifies you of transactions and you can create savings pots. So far all the customer service experience has been dealt with promptly and no issues. Reviewed on: 16th April 2021

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