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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19387 reviews)

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4.93

Based on 19,387 reviews, last reviewed 18th Apr 2026

105250% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good account and app for everyday spending. Good account and app for everyday spending. Really like the ease of paying friends/contacts from phone who also have monzo accounts. Splits functional... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19387)

So easy !

Online, phone and app assistance is all excellent. Payments very easy and savings pots very useful. Reviewed on: 16th April 2021

Excellent

Quick to attend to issues and making sure you are satisfied. Reviewed on: 16th April 2021

Transformative Transparency

I love everything about Monzo - from the early days of a prepaid debit card - it's far more transparent than any other bank and has led the way in app-based banking, Reviewed on: 16th April 2021

Easy to use, helpful

Responsive and helpful to any enquiries. Always improving. Easy to use. Helps me to save. Reviewed on: 16th April 2021

Current accounts aren't very exciting

But Monzo has definitely been leading the way in making services actually useful for me as a customer. Reviewed on: 16th April 2021

Good

Perfect bank account easy to use easy app Reviewed on: 16th April 2021

Fantastic product

Everything is made so easy and straightforward. Reviewed on: 16th April 2021

Amazing bank who puts customers first

Sick of poor service and terrible customer service I switched from smile bank after being a customer for 20 years. The change of how I manage my money and the instantaneous way I am informed of money purchase’s is unbelievable. I love the functionality of being able to get you salary early instead of waiting for long transfer of money like older traditional banks enforce on their customers. Monzo shows customers can get better service from banks! Reviewed on: 16th April 2021

Monzo has all it takes in online banking

It's reliable and convenient and always up to standard, never regretted using it Reviewed on: 16th April 2021

Great Bank

Amazing bank helps you get on top of your finance with many features. Reviewed on: 16th April 2021

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