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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Excellent service and extremely professional

5
Since Iv joined Monzo, I have a a quick a professional response every time . So impressed Reviewed on: 16th April 2021
Mark Williams's avatar
Mark Williams

A smart bank that's easy to use

5
Monzo has a bunch of features that no other bank has. Without the use of monzo and it's money pots i would never have learned to superposition appropriately budget Reviewed on: 16th April 2021
Marc penny's avatar
Marc penny

Easy, Transparent and Innovative

5
I've been with monzo since beta and they keep getting better and better. I would definitely recommend. Reviewed on: 16th April 2021
Matthew Dickinson's avatar
Matthew Dickinson

Amazing Banking

5
So straightforward and easy to use. Excellent service. Reviewed on: 16th April 2021
Laura Davies's avatar
Laura Davies

Best current account

5
I have recently changed to a monzo current account and it’s by far the best current account I have ever had. Tells me about upcoming payments I have coming out so I never miss a direct debit payment. Absolutely fantastic Reviewed on: 16th April 2021
Mrsstan15 's avatar
Mrsstan15

The greatest tool for managing money

5
It's just so handy to use it to budget and separate your money to save for different things. You can send and receive payments instantly and not all banks can do that. I love the notifications too. I don't know why everyone isn't using it!! Reviewed on: 16th April 2021
Kerrieann Curran's avatar
Kerrieann Curran

A caring professional bank

5
I have banked with Monzo for over a year now . First bank account I have actually enjoyed using Reviewed on: 16th April 2021
Grahame Pettit's avatar
Grahame Pettit

Revolutionised our personal finances

5
We love the pots for saving and automating our bills . The app is really intuitive and customer service experience is fantastic. Also love the colour of the bank card. Reviewed on: 16th April 2021
GinaKristian Epps's avatar
GinaKristian Epps

Awesome

5
Awesome bank. Amazing app. Would recommend Reviewed on: 16th April 2021
Jimmy Prescott's avatar
Jimmy Prescott

Monzo

5
Excellent bank and very easy to use Reviewed on: 16th April 2021
Robert Kirk's avatar
Robert Kirk

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