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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Convenient

5
Packed with features and excellent overdraft capabilities. Reviewed on: 17th April 2021
Rami Abdelal's avatar
Rami Abdelal

Brilliant Bank

5
Brilliant Bank, i could not get anywhere, nobody else would accept me and i had no way to receive money, so i had try a lot of places, eventually i got accepted for Monzo, and i still remember how happy i was, i was that happy i was jumping up and down like a little child in a sweetie shop, they are real life savers Reviewed on: 17th April 2021
Arte Artey's avatar
Arte Artey

All the best

5
Everything perfectly fine I m so happy with monzo bank Reviewed on: 16th April 2021
Mohammed 's avatar
Mohammed

Brilliant Bank

5
Brilliant Bank.... Their customer service is OUTSTANDING Reviewed on: 16th April 2021
Marc Hardy 's avatar
Marc Hardy

Wonderful bank

5
They always there for me always take my wages before time Reviewed on: 16th April 2021
Emeka Emmanuel's avatar
Emeka Emmanuel

Refreshingly efficient

5
Always impressed with the customer service Reviewed on: 16th April 2021
Maxine Tupper's avatar
Maxine Tupper

How banking should be

5
I like that I can access all features of my account from the smartphone app. I like that the app gives me full control of my card, my spending and my saving. With Monzo, I have been able to plan and save money in ways I hadn't been able to before. I also like that I can communicate with customer services through messages (I don't need to queue for ages to speak to someone). This really is how banking should be - legacy banks have a lot of catching up to do. Reviewed on: 16th April 2021
Stuart's avatar
Stuart

The best bank Ever!

5
Monzo is the best bank i’ve ever used, it has all the features that make banking easier and then some... Their Customer care is very easy to reach, nice and cordial people, it’s really amazing. Reviewed on: 16th April 2021
Jennifer's avatar
Jennifer

Great bank

5
Love the app, makes it so easy to budget and has great features like splitting the bill easily between freinds Reviewed on: 16th April 2021
Oliver McArthur's avatar
Oliver McArthur

Best bank ever

5
So much better than other banks and love the fact you can get your money early Reviewed on: 16th April 2021
CaitlynB's avatar
CaitlynB

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