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Monzo: Current account reviews

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4.93
Based on 19,388 reviews, last reviewed 19th Apr 2026
105300% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

very easy to use and very quick online help very easy to use and very quick online help Reviewed on: 19th April 2026
sarah d's avatar
sarah d

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19388)

Monzo the best bank in the UK

5
From the very first day I had opened my account with Monzo, their service was absolutely outstanding. It is truly fantastic bank in every single aspect of business and customer service Reviewed on: 16th April 2021
Nenad Misura 's avatar
Nenad Misura

Love Monzo

5
Brilliant service, easy to use App, fantastic for overseas use. Reviewed on: 16th April 2021
Jayne's avatar
Jayne

Smart budgeting, connected accounts and UI

5
Even in a challenging year, the Monzo app and banking experience has developed and improved, the options with the Plus service has seen some of the best implementation of open banking in the market. Reviewed on: 16th April 2021
SJZ's avatar
SJZ

Bank for me

5
They've understood the customers needs from the begining. Given me the tools and help when needed to budget and save money effectively while the large banks sit there. Innovation is progress and Monzo innovates. Reviewed on: 16th April 2021
Thomas's avatar
Thomas

Can't get any better

5
Accessible, instantaneous, reliable, transparent banking. Like it should be! I love monzo, I love that my transactions are instant . I can add receipts to keep track of spending, allocate pots for savings and basically anything I might want from a bank I can get and more. Reviewed on: 16th April 2021
Helen 's avatar
Helen

Monzo is just an intuitive bank that is customer oriented

5
The app is great, easy to understand and it offers lots of great features. Reviewed on: 16th April 2021
Irene Astrain's avatar
Irene Astrain

Monzo

5
I use monzo for their savings pots is very good Reviewed on: 16th April 2021
Geraldine Reid's avatar
Geraldine Reid

Complete control in your hands

5
You have complete access to your money and can do anything you need to on the app. No hidden charges and so easy to set up and pay bills etc. I have found it to be a transparent bank. It also helps me budget for my bills. I can't recommend it enough. Reviewed on: 16th April 2021
Mackie251117's avatar
Mackie251117

Everything I didn't know I wanted in a bank

5
Monzo makes it so easy to seamlessly fit my banking tasks into my life. I don't have to spend a ton of time managing my finances, but I feel like I have the info I need to manage my money well. Reviewed on: 16th April 2021
Alanna's avatar
Alanna

Good bank

4
I love this bank I defo recommend Reviewed on: 16th April 2021
James's avatar
James

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