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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19388 reviews)

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4.93

Based on 19,388 reviews, last reviewed 19th Apr 2026

105300% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

very easy to use and very quick online help very easy to use and very quick online help Reviewed on: 19th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19388)

extremely positive experience

incredible bank and perfect for my needs as a young adult Reviewed on: 16th April 2021

Perfect

Great bank would recommend to anyone Reviewed on: 16th April 2021

Going down the drain

Hot at updates and new features. Now barely able to keep up with others. Left to pay doesn’t work and is sometimes so far out it’s embarrassing Reviewed on: 16th April 2021

Easy to use, no hassle

Easy banking, no charges would highly recommend Reviewed on: 16th April 2021

Great bank

Have had great service with Monzo, sorted out any problems I've had very quickly. Able to speak to real human beings on the phone without any delays. Reviewed on: 16th April 2021

Excellent banking

So glad I changed to Monzo All done on my phone so easy to keep an eye on transactions and know exactly where you are as regards to your money! Reviewed on: 16th April 2021

All ways will to listen and help

I love this bank it's Evey thing any one can need Reviewed on: 16th April 2021

Excellent, innovative bank

Banking is enjoyable, with saving pots, kitties, bill splitting and the like. Intuitive app. Makes what is normally a chore, a bit more fun. Reviewed on: 16th April 2021

Top of them all

Best bank, the best partner in my everyday life happenings! Reviewed on: 16th April 2021

Best Bank Ever!!

My partner referred me to Monzo and now I have closed down my high street bank accounts and just have Monzo. You get money in seconds and gives you live updates which are awesome! Reviewed on: 16th April 2021

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