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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19389 reviews)

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4.93

Based on 19,389 reviews, last reviewed 19th Apr 2026

105350% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The savings 'pots' are just so useful for compartmen... The savings 'pots' are just so useful for compartmentalizing your money! Reviewed on: 19th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19389)

Monzo

Excellent bank and very easy to use Reviewed on: 16th April 2021

Bringing banking to this century

Monzo has opened up banking to everyone providing a fantastic app that is easy to use and fully customisable. I love the pots I can use to put monies to one side. And interest rates are compatible too. Reviewed on: 16th April 2021

Best Bank

Excellent bank, provides a lot of benefits I use as a Premium member. Never had any trouble at all and even invested. Would never have done that with any other bank. I have recommended to countless people now and everyone in work has it because we go away so much it makes things so simple. Reviewed on: 16th April 2021

Easy to use app and good features

Opening an account with Monzo is easy and the app is one of the best helps manage finances easily Reviewed on: 16th April 2021

Best bank!

Great way to split bills, send money to friends, and organise spending. Chat service has always been great and the staff are super friendly! Reviewed on: 16th April 2021

Overall perfect experience so far

Easy to organise your finances and get an overview of your spending habits. Amazing curtomer service and perfect presentation from the app to bank cards. Reviewed on: 16th April 2021

Friendly and Efficient

I started with Monzo initially as a pay as you go credit card. When I was given the offer to upgrade to a bank account I didn't hesitate. Their friendly customer service and speedy efficiency are unparalleled. When I had to change my name on my account it was done quickly and hassle free. I continue to use Monzo and have and highly recommended them to friends and family. In summary, Monzo are a friendly and easy to use bank. The bank app on the phone is the easiest I've ever used. Reviewed on: 16th April 2021

Easy

I have found the app so easy to use and keep track of my spending. Reviewed on: 16th April 2021

Fantastic bank

Fantastic bank with superb services. Reviewed on: 16th April 2021

Pure class

Pure class mate. Best service and product ever. Reviewed on: 16th April 2021

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