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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,425 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Banking Done Right I’ve had a good experience using Monzo as I originally joined for the perks when spending abroad. The app’s easy to use, and tracking spending is clea... Read more Reviewed on: 8th July 2026
KRM's avatar
KRM

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Easy and incredible!

5
Monzo is so easy to use and there’s so many different things you can do so easily!! The pots feature is perfect for someone like me saving up for a million different things at once, and the round up feature is great for saving extra pennies! Sending and requesting money is so simple, splitting the bill and getting paid a day early ! In short I love how I can personalize it, I feel in control of my money, and would never switch now! Reviewed on: 17th April 2021
Shannon Murray-Fell's avatar
Shannon Murray-Fell

I like that Monzo care about me

5
Monzo is the first bank that does care about me and look after my money. I appreciate their transparency and honesty and I like their app - it's very friendly and intuitive. Reviewed on: 17th April 2021
Kasia's avatar
Kasia

Monzo is the most polished and reliable neobank

5
Monzo is ever more stable and polish over the past year. The new Premium account is getting better and better. Recent new features such as ability to categorise other bank account spending is fantastic. It helps budgeting much more easily - rather than having to actively maintain a spreadsheet to get an accurate view of outgoings and how much you've got left to spend. Reviewed on: 17th April 2021
melaus's avatar
melaus

Am with them best about

5
Been with them for business and no problems they help when asked also Reviewed on: 17th April 2021
Eddie Brackenridge's avatar
Eddie Brackenridge

Fab Banking

5
Such an easy app to use, Always know where we are with our finances, recommend to anyone to try. Reviewed on: 17th April 2021
Rebecca Grimshaw Hewitt's avatar
Rebecca Grimshaw Hewitt

Brilliant Banking!

5
I changed my current account to Monzo about a year ago because the charges and lack of customer service from my previous were becoming an issue. Swapping to Monzo was far easier than I ever imagine and their current and up to date methods of business are just top notch. Their app is so handy and easy to use. Their prediction on your monthly expenditures is a great way to manage money and there quick chat options have always answered menu questions in minutes. Love this bank and the service it provides for me. Highly recommend. Reviewed on: 17th April 2021
Susie Baxter's avatar
Susie Baxter

best bank

5
best bank I have ever used helping me get my finances in order Reviewed on: 17th April 2021
Michael Dickinson's avatar
Michael Dickinson

Amazing bank

5
MONZO is a bank like no other. Truly miles ahead of all other banks out there. Would recommend to everyone. Reviewed on: 17th April 2021
Alex Dougan's avatar
Alex Dougan

Thank god for Monzo!

5
After arriving from Australia just as things went into lockdown, we had a issues trying to set up an account with all the big banks. Fortunately Monzo made the process super simple and easy, giving us the first foothold we needed to get a start in a new country. Their app is well thought out with great functions, low fees and a range of great benefits that mean we haven't looked back. Thanks Monzo! Reviewed on: 17th April 2021
Tyler J. Hall's avatar
Tyler J. Hall

Monzo is absolutley brilliant in evert way, in all Europe

5
I had my Monzo bank card around a Europe, always v well done. Fast intermational transfers Reviewed on: 17th April 2021
Monika's avatar
Monika

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