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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

GOOD APP

5
The app offers amazing experience, it is easy to set up and easily accessible much better than high street banks Reviewed on: 17th April 2021
Namratha's avatar
Namratha

Amazing Bank

5
The most efficient and effective way to bank. So simple and easy to use. Highly recommend!! Reviewed on: 17th April 2021
Gill Smith's avatar
Gill Smith

Best Bank in the UK

5
Love monzo best bank iv been with my old NatWest bank was so rubbish dint help you with things I VOTE MONZO Reviewed on: 17th April 2021
Graham 's avatar
Graham

Best bank I've ever been with

5
Pays your money a day earlier, no charges abroad Reviewed on: 17th April 2021
Lynne Gilbert 's avatar
Lynne Gilbert

Very good and easy to use and access

5
Very happy with the service and very useful Reviewed on: 17th April 2021
Sadia 's avatar
Sadia

Better than any other bank

5
I love the Monzo UX, its so clean and easy to use Reviewed on: 17th April 2021
Jaymoney99's avatar
Jaymoney99

Helped me sort my money out.

5
Wish I had the app years ago, has had a great effect on my ability to manage my money. Reviewed on: 17th April 2021
Sam Spinks's avatar
Sam Spinks

Great

5
Reliable, fast and secure, try using monzo. You will definitely be happy. No regrets Reviewed on: 17th April 2021
NETOCHUKWU 's avatar
NETOCHUKWU

Best in class bank

5
It’s been 4 years since switching to Monzo and it continues to be the best banking experience I’ve ever had Reviewed on: 17th April 2021
Leo's avatar
Leo

Easy to use and great security in place

5
No issues at all. Great bank which was recommended to me by my son! Reviewed on: 17th April 2021
Susan Shanahan's avatar
Susan Shanahan

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