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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19389 reviews)

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4.93

Based on 19,389 reviews, last reviewed 19th Apr 2026

105350% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The savings 'pots' are just so useful for compartmen... The savings 'pots' are just so useful for compartmentalizing your money! Reviewed on: 19th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19389)

Best bank ever

So much better than other banks and love the fact you can get your money early Reviewed on: 16th April 2021

Excellent service and extremely professional

Since Iv joined Monzo, I have a a quick a professional response every time . So impressed Reviewed on: 16th April 2021

A smart bank that's easy to use

Monzo has a bunch of features that no other bank has. Without the use of monzo and it's money pots i would never have learned to superposition appropriately budget Reviewed on: 16th April 2021

Easy, Transparent and Innovative

I've been with monzo since beta and they keep getting better and better. I would definitely recommend. Reviewed on: 16th April 2021

Amazing Banking

So straightforward and easy to use. Excellent service. Reviewed on: 16th April 2021

Best current account

I have recently changed to a monzo current account and it’s by far the best current account I have ever had. Tells me about upcoming payments I have coming out so I never miss a direct debit payment. Absolutely fantastic Reviewed on: 16th April 2021

The greatest tool for managing money

It's just so handy to use it to budget and separate your money to save for different things. You can send and receive payments instantly and not all banks can do that. I love the notifications too. I don't know why everyone isn't using it!! Reviewed on: 16th April 2021

A caring professional bank

I have banked with Monzo for over a year now . First bank account I have actually enjoyed using Reviewed on: 16th April 2021

Revolutionised our personal finances

We love the pots for saving and automating our bills . The app is really intuitive and customer service experience is fantastic. Also love the colour of the bank card. Reviewed on: 16th April 2021

Awesome

Awesome bank. Amazing app. Would recommend Reviewed on: 16th April 2021

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