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Monzo: Current account reviews

4.93
Based on 19,389 reviews, last reviewed 19th Apr 2026
105350% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

The savings 'pots' are just so useful for compartmen... The savings 'pots' are just so useful for compartmentalizing your money! Reviewed on: 19th April 2026
Donna M's avatar
Donna M

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19389)

Very good service

5
I’m happy with your service is good so happy days Reviewed on: 17th April 2021

Convenient

5
Packed with features and excellent overdraft capabilities. Reviewed on: 17th April 2021

Brilliant Bank

5
Brilliant Bank, i could not get anywhere, nobody else would accept me and i had no way to receive money, so i had try a lot of places, eventually i got accepted for Monzo, and i still remember how happy i was, i was that happy i was jumping up and down like a little child in a sweetie shop, they are real life savers Reviewed on: 17th April 2021

All the best

5
Everything perfectly fine I m so happy with monzo bank Reviewed on: 16th April 2021

Brilliant Bank

5
Brilliant Bank.... Their customer service is OUTSTANDING Reviewed on: 16th April 2021

Wonderful bank

5
They always there for me always take my wages before time Reviewed on: 16th April 2021

Refreshingly efficient

5
Always impressed with the customer service Reviewed on: 16th April 2021

How banking should be

5
I like that I can access all features of my account from the smartphone app. I like that the app gives me full control of my card, my spending and my saving. With Monzo, I have been able to plan and save money in ways I hadn't been able to before. I also like that I can communicate with customer services through messages (I don't need to queue for ages to speak to someone). This really is how banking should be - legacy banks have a lot of catching up to do. Reviewed on: 16th April 2021

The best bank Ever!

5
Monzo is the best bank i’ve ever used, it has all the features that make banking easier and then some... Their Customer care is very easy to reach, nice and cordial people, it’s really amazing. Reviewed on: 16th April 2021

Great bank

5
Love the app, makes it so easy to budget and has great features like splitting the bill easily between freinds Reviewed on: 16th April 2021

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