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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Best features, best customer service

5
They're reliable and incredibly innovative where other banks have done little in thirty years. This has contributed as they've grown so it's in their DNA. Always looking to bring something new and not afraid to try. Customer service is the best, very friendly and couldn't do more to help. Reviewed on: 18th April 2021
Chris 's avatar
Chris

I love my bank

5
The easiest way to bank. Always available. Customer service really does try to do everything to help you. Reviewed on: 18th April 2021
Kathledn's avatar
Kathledn

Love this bank

5
When I make payments into my Monzo and that virtually instant confirmation, only Monzo gives that kind of satisfaction. Reviewed on: 18th April 2021
ALondonbird's avatar
ALondonbird

The best bank in uk

5
very user friendly and cannot live my life overseas without monzo. it is super convenient to use when we travel globally and also strong user security as well. Reviewed on: 18th April 2021
yanxin koh's avatar
yanxin koh

I can't fault it!

5
I promote Monzo whenever I can as I have found it secure and user friendly. My bank in my hand. Love it ❤. Reviewed on: 18th April 2021
Dirg Aab-Richards's avatar
Dirg Aab-Richards

Best Bank Ever

5
Great customer service, great notifications, get paid early, what's not to like? Reviewed on: 17th April 2021
Ryan Blake Randall's avatar
Ryan Blake Randall

Amazing

5
Monzo is the best ! I actually give it to monzo..... such a wonderful bank Reviewed on: 17th April 2021
Omoola1 's avatar
Omoola1

Efficient and reliable service always

5
Best bank I’ve ever been with easy reliable and always easy to contact Reviewed on: 17th April 2021
Elaine Megaw's avatar
Elaine Megaw

Easy to use

5
The account I have is easy to use. I can put my money in folders and save and organise my money easily. Great when I travel abroad as I don't have to exchange my money before I travel. Monzo also keeps my account upto date instantly. Reviewed on: 17th April 2021
Nicola Powell's avatar
Nicola Powell

international transfer

5
Very quick and easy to use the account anywhere in the world Reviewed on: 17th April 2021
vanlatta.vadher@hotmail.co.uk's avatar
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