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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19389 reviews)

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4.93

Based on 19,389 reviews, last reviewed 19th Apr 2026

105350% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The savings 'pots' are just so useful for compartmen... The savings 'pots' are just so useful for compartmentalizing your money! Reviewed on: 19th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19389)

Easy to use and great security in place

No issues at all. Great bank which was recommended to me by my son! Reviewed on: 17th April 2021

Easy and incredible!

Monzo is so easy to use and there’s so many different things you can do so easily!! The pots feature is perfect for someone like me saving up for a million different things at once, and the round up feature is great for saving extra pennies! Sending and requesting money is so simple, splitting the bill and getting paid a day early ! In short I love how I can personalize it, I feel in control of my money, and would never switch now! Reviewed on: 17th April 2021

I like that Monzo care about me

Monzo is the first bank that does care about me and look after my money. I appreciate their transparency and honesty and I like their app - it's very friendly and intuitive. Reviewed on: 17th April 2021

Monzo is the most polished and reliable neobank

Monzo is ever more stable and polish over the past year. The new Premium account is getting better and better. Recent new features such as ability to categorise other bank account spending is fantastic. It helps budgeting much more easily - rather than having to actively maintain a spreadsheet to get an accurate view of outgoings and how much you've got left to spend. Reviewed on: 17th April 2021

Am with them best about

Been with them for business and no problems they help when asked also Reviewed on: 17th April 2021

Fab Banking

Such an easy app to use, Always know where we are with our finances, recommend to anyone to try. Reviewed on: 17th April 2021

Brilliant Banking!

I changed my current account to Monzo about a year ago because the charges and lack of customer service from my previous were becoming an issue. Swapping to Monzo was far easier than I ever imagine and their current and up to date methods of business are just top notch. Their app is so handy and easy to use. Their prediction on your monthly expenditures is a great way to manage money and there quick chat options have always answered menu questions in minutes. Love this bank and the service it provides for me. Highly recommend. Reviewed on: 17th April 2021

best bank

best bank I have ever used helping me get my finances in order Reviewed on: 17th April 2021

Amazing bank

MONZO is a bank like no other. Truly miles ahead of all other banks out there. Would recommend to everyone. Reviewed on: 17th April 2021

Thank god for Monzo!

After arriving from Australia just as things went into lockdown, we had a issues trying to set up an account with all the big banks. Fortunately Monzo made the process super simple and easy, giving us the first foothold we needed to get a start in a new country. Their app is well thought out with great functions, low fees and a range of great benefits that mean we haven't looked back. Thanks Monzo! Reviewed on: 17th April 2021

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