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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Full of features

4
Fast and easy account setup with expected features and much more. The app is comprehensive and intuitive. Reviewed on: 18th April 2021
Chris Gilson's avatar
Chris Gilson

Very straight forward

5
After using Monzo as a secondary account for two years I am now using it as my only current account. Brilliant. Reviewed on: 18th April 2021
Thomas's avatar
Thomas

Best All-round Current Account

5
I have been with Monzo since late 2018 and I can only say good things about the bank. Along with their service banking services, their customer service has been absolutely unrivalled. Cannot wait to see what Monzo has in store for the future! Reviewed on: 18th April 2021
Ahnaf's avatar
Ahnaf

Excellent

5
Outstanding bank, no hassle. No fuss. Straight to the point. Best bank I have ever used. Reviewed on: 18th April 2021
Dean Armstrong's avatar
Dean Armstrong

Nothing like high street banks

5
The best bank that I have ever felt with Reviewed on: 18th April 2021
Tanya Genever's avatar
Tanya Genever

Great customer service, great features

5
I switched my current account to Monzo about 3 years ago and I've never looked back. As someone who has struggled to learn the true value of money, Monzo has been there every step of the way with support through their unique and helpful app and the wonderful customer service team through the live chat function. Couldn't beat it really. I will be staying with them for a long time; hopefully forever!! Reviewed on: 18th April 2021
Emma's avatar
Emma

It just works anywhere.

5
I have managed to travel cashless with my Monzo to so many countries. Great product. Reviewed on: 18th April 2021
dave boniface's avatar
dave boniface

Great bank

5
Customer service is great always quick response If u ever have a issue Reviewed on: 18th April 2021
David Cooke's avatar
David Cooke

Best bank ever!

5
Much better than previous bank. Monzo have a great mobile app and it's really easy to organise my money. Reviewed on: 18th April 2021
Ashley Poole's avatar
Ashley Poole

Excellent no fuss banking

5
Signed up to Monzo over a year ago and never looked back, easy to navigate, great budgeting tools. I’m on top of my finances for the first time in years. Well done Monzo Reviewed on: 18th April 2021
Kim Metcalfe Was Wilkin's avatar
Kim Metcalfe Was Wilkin

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