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Monzo: Current account reviews

4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19426)

The easiest bank ever

5
Monzo Is the easiest bank I have ever dealt with. It's very intuitive and it allows me to check my pots and savings in no time. I have used it on travels abroad with no issues and I've recommended it to other people! Reviewed on: 18th April 2021

Key to money

5
Easy to use and understand with great customer service Reviewed on: 18th April 2021

Monzo is the best

5
Monzo is the best bank I never had problem with Monzo I rate Monzo 10/10 thanks for Monzo being always here Reviewed on: 18th April 2021

WOOOO MOONZOOOOOOOOOOO

5
amazing. awesome. fantastic great in every way monzo forever yay Reviewed on: 18th April 2021

Amazing

5
Absolutely amazing, love every aspect of Monzo banking, has really helped me put my money in my control and out of debt, I even have savings now! My financial future is more than secure with Monzo! Reviewed on: 18th April 2021

Fast and effective customer service

5
The main reason why I chose them was because they offer fast responses on their customer service. I really appreciate it. Reviewed on: 18th April 2021

Easiest Banking App

4
One of the very innovative and fastest digital banking app I have ever used. Their customer service is amazing Reviewed on: 18th April 2021

Fantastic bank

5
This is by far the best bank account I have ever had. So easy to use, helps you to manage bills and savings. It also tells you if and when you are running short. We'll done Monzo Reviewed on: 18th April 2021

The best bank you could go with

5
Easy to access, super helpful and supportive and hands down the best bank I’m with. It’s made super easy, there is regular product updates and the staff are amazing. Thanks Monzo. Reviewed on: 18th April 2021

Monzo is a brilliant bank hands down.

5
I think everyone should go out and get this bank. Reviewed on: 18th April 2021

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