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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19390 reviews)

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4.93

Based on 19,390 reviews, last reviewed 20th Apr 2026

105400% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and effective apps, Quock response Simple and effective apps, Quock response Reviewed on: 20th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19390)

I like it

Handy tools, friendly user interface. But sadly Monzo relies too much on their scripts and closing down genuine accounts too. That's why their reputation is not as good as Starling bank Reviewed on: 18th April 2021

Always recommend, without hesitation

I’m 57 & I’ve been with 4 different banks in my adult life. The first was one of the big four, which was the most awful by far. Switched in the 1980s to a more ethical bank (yes they sort of existed then). Then switched again when I got a current account mortgage. When I was free of the mortgage, family members recommended Monzo. It has been the best of all. So much easier to track my spending and saving. You’re never too old to enjoy new approaches to money management and the app is sound. Reviewed on: 18th April 2021

Best features, best customer service

They're reliable and incredibly innovative where other banks have done little in thirty years. This has contributed as they've grown so it's in their DNA. Always looking to bring something new and not afraid to try. Customer service is the best, very friendly and couldn't do more to help. Reviewed on: 18th April 2021

I love my bank

The easiest way to bank. Always available. Customer service really does try to do everything to help you. Reviewed on: 18th April 2021

Love this bank

When I make payments into my Monzo and that virtually instant confirmation, only Monzo gives that kind of satisfaction. Reviewed on: 18th April 2021

The best bank in uk

very user friendly and cannot live my life overseas without monzo. it is super convenient to use when we travel globally and also strong user security as well. Reviewed on: 18th April 2021

I can't fault it!

I promote Monzo whenever I can as I have found it secure and user friendly. My bank in my hand. Love it ❤. Reviewed on: 18th April 2021

Best Bank Ever

Great customer service, great notifications, get paid early, what's not to like? Reviewed on: 17th April 2021

Amazing

Monzo is the best ! I actually give it to monzo..... such a wonderful bank Reviewed on: 17th April 2021

Efficient and reliable service always

Best bank I’ve ever been with easy reliable and always easy to contact Reviewed on: 17th April 2021

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