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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Bloody love Monzo!

5
Effortless budgeting, Automatically keeping track of how much I spend of different things each month has been so helpful. I have a different savings pot for everything and can pay with either my current, joint account or business account on my phone with ease. Sending people money is a doddle, as is sharing my bank details to others. (Or just click request). Monzo helps me keep better track of my finances, helps me to plan my spending better, and helps me save easier. They listen to customer feedback and most importantly, I trust them. Reviewed on: 21st April 2021
Gabrielle Faeth Peckham's avatar
Gabrielle Faeth Peckham

15 Years w HSBC. Monzo the future

5
After being with high Street banks since 2007. It's only been a year with Monzo and its my main bank. So easy. So reliable. So stress fee. No worries or wierd practices. I wouldn't be without it. The app is amazing just easy. Reviewed on: 21st April 2021
Nawaz Mughal's avatar
Nawaz Mughal

Best bank account probably I will ever have

5
All them new features in the app, and then premium account giving you even more. Plus cheap rates on paying abroad Reviewed on: 21st April 2021
Anonymous's avatar
Anonymous

Promotion of Financial Literacy & control

5
Pots & visibility of incoming and outgoings ensures its easier than ever to follow the "pay yourself first" rule of finance. Features such as User opt in to gambling blocks shows Monzo is a bank with a conscience. Reviewed on: 21st April 2021
Chris's avatar
Chris

Slick app & great customer service

5
I've been using Monzo for 3+ years now and I still love it. It makes it so incredibly easy to look after your finances, move money around, categorise spending, pay people, etc. Plus their customer service has always been great. Reviewed on: 20th April 2021
Mia's avatar
Mia

Monzo is the bank I have always wanted!

5
Monzo is so easy to use. I love the features - regularly/automatically dividing my salary into different pots.i Its easy to see what I have, easy to save, easy to spend and easy to split bills. When i have had a problem the response has been swift and efficient - eg: changing my name by deed poll - no problem, no need to go into a branch. Monzo really is the bank account I'e always wanted!! Reviewed on: 20th April 2021
Chris's avatar
Chris

Horribly poor customer service

1
App suck. Customer service inadequate Reviewed on: 20th April 2021
Precious 's avatar
Precious

Best

5
Best mobile banking in UK. Everyone uses money most Reviewed on: 19th April 2021
Salman Shah's avatar
Salman Shah

Easy, convenient and safe

5
Mainly use for paying for my online goods and when I am abroad on holiday. So easy to transfer money from your current account to Mondo straight in. Reviewed on: 19th April 2021
Hansa Dhana's avatar
Hansa Dhana

The best bank ever

5
The best bank ever !!! Real time payments update, mobile app very easy to understand and use , excellent customer service/support. I strongly recommend to everyone!!!!!!! Reviewed on: 19th April 2021
Stefan D's avatar
Stefan D

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