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Monzo: Current account reviews

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4.93
Based on 19,391 reviews, last reviewed 20th Apr 2026
105450% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Brilliant bank! Brilliant bank! Love their savings products, offers, tiers are actually worth having, and helpful guidance. They help me make better decisions Reviewed on: 20th April 2026
Amanda F's avatar
Amanda F

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19391)

Fantastic bank

5
This is by far the best bank account I have ever had. So easy to use, helps you to manage bills and savings. It also tells you if and when you are running short. We'll done Monzo Reviewed on: 18th April 2021
Indigo Delta's avatar
Indigo Delta

The best bank you could go with

5
Easy to access, super helpful and supportive and hands down the best bank I’m with. It’s made super easy, there is regular product updates and the staff are amazing. Thanks Monzo. Reviewed on: 18th April 2021
Ross's avatar
Ross

Monzo is a brilliant bank hands down.

5
I think everyone should go out and get this bank. Reviewed on: 18th April 2021
Tendai Zindol Nyambo's avatar
Tendai Zindol Nyambo

Full of features

4
Fast and easy account setup with expected features and much more. The app is comprehensive and intuitive. Reviewed on: 18th April 2021
Chris Gilson's avatar
Chris Gilson

Very straight forward

5
After using Monzo as a secondary account for two years I am now using it as my only current account. Brilliant. Reviewed on: 18th April 2021
Thomas's avatar
Thomas

Best All-round Current Account

5
I have been with Monzo since late 2018 and I can only say good things about the bank. Along with their service banking services, their customer service has been absolutely unrivalled. Cannot wait to see what Monzo has in store for the future! Reviewed on: 18th April 2021
Ahnaf's avatar
Ahnaf

Excellent

5
Outstanding bank, no hassle. No fuss. Straight to the point. Best bank I have ever used. Reviewed on: 18th April 2021
Dean Armstrong's avatar
Dean Armstrong

Nothing like high street banks

5
The best bank that I have ever felt with Reviewed on: 18th April 2021
Tanya Genever's avatar
Tanya Genever

Great customer service, great features

5
I switched my current account to Monzo about 3 years ago and I've never looked back. As someone who has struggled to learn the true value of money, Monzo has been there every step of the way with support through their unique and helpful app and the wonderful customer service team through the live chat function. Couldn't beat it really. I will be staying with them for a long time; hopefully forever!! Reviewed on: 18th April 2021
Emma's avatar
Emma

It just works anywhere.

5
I have managed to travel cashless with my Monzo to so many countries. Great product. Reviewed on: 18th April 2021
dave boniface's avatar
dave boniface

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