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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Simply great

5
Immediately after any transaction (money in or out of your account) you receive a notification on your mobile. Reviewed on: 16th May 2021
Alicia's avatar
Alicia

Awful Bank

1
Avoid this bank at all costs! Bad customer service and rude staff Reviewed on: 3rd May 2021
Daniel A's avatar
Daniel A

Amazing platform. simple to use and very educative

5
Very good platform. Best for Budgeting and getting control of your finances Reviewed on: 2nd May 2021
Izunna Uzokwe's avatar
Izunna Uzokwe

VERY FAST AND EFFECTIVE

5
EXCELENT CUSTOMER SERVICES, IVE HAD ISSUES THAT REQUIRED IMIDIATE ATTENTION AND THEY SORTED IT ON THE SPOT, VERY GRATEFULL Reviewed on: 27th April 2021
MARCO's avatar
MARCO

Giedrius31

5
Aš labai džiaugiuosi šių Monzo bankų nes man jis geriausesI'm very happy with these Monzo banks because for me it's better Reviewed on: 27th April 2021
Giedrius's avatar
Giedrius

Most responsive Bank ever!

5
Monzo always listens and responds with an actual person who ALWAYS knows how to remedy your problem 100% within about 3-5 mins. Never can be said for other banks’ whose averages times are 40 mins......and only a 50:50 chance of immediate remedy. Reviewed on: 26th April 2021
Lulu Laidlaw-Smith's avatar
Lulu Laidlaw-Smith

Easy to use Digital Bank Account

5
Found Monzo quite easy to use with lots of features , like no commission on ATM withdrawals Reviewed on: 25th April 2021
TJ's avatar
TJ

How banking should be

5
Easy to use, beautiful app, amazing support. I’ve moved all my banking over to Monzo Reviewed on: 24th April 2021
AttenboroughIsBae's avatar
AttenboroughIsBae

Love it best bank and I was supervisor of barclays

5
so easy to use never had an issue and 24/7 service can't grumble honestly brilliant xx Reviewed on: 23rd April 2021
wee dawn's avatar
wee dawn

Great with expense tracking

4
Love the way i get instant notification on each purchase i make with my card. Also gives an updated exhange rate when i’m abroad. Reviewed on: 22nd April 2021
Kris's avatar
Kris

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