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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19426)

Super easy.

5
Great bank, fair charges and easy to understand terms and condition. No issues at all and all of my enquires have been dealt with efficiently. Reviewed on: 4th August 2021
Richard Lock's avatar
Richard Lock

Perfect app

5
The company has a great app which is in my opinion the best banking app on the market. Reviewed on: 4th August 2021
tinotendanyachowe@gmail.com's avatar
[email protected]

Best bank I've had up to now

5
Been with a few different banks over the years but Monzo has been the best they are help easy to use online is very easy to use which some arnt. They help people out by now paying them a day early which can help. Over all I give 10/10 Reviewed on: 29th July 2021
TheGamble's avatar
TheGamble

very good

5
Nice services and on time services Reviewed on: 23rd June 2021
Anonymous's avatar
Anonymous

Excellent bank

5
Best bank online really fast customer service and the account is easy to use and quick to set up initially recommended very highly Reviewed on: 16th June 2021
Matthew Osborn's avatar
Matthew Osborn

The. Best. Overdraft/Loan. Experience. Ever!

5
Already a fan of Monzo the experience from the angle of managing my overdraft and its usage, right down to the clarity of how its Loans are presented and booked into - it’s just second to none. Nothing is pushed on you and the terms are clear and fair. Moreover as a Premium user I love how my credit score shows up in the app - with a monthly update reminder that highlights the causes for any drop or increase. This is excellent and a great awareness grower for those using credit. In fact it has motivated me to stay out of my OD. Hats off Monzo! Reviewed on: 14th June 2021
Felix M's avatar
Felix M

Modern bankink

5
Monzo's current account let's know the balance in real-time. Alerts me to upcoming debits. Couldn't be better! Reviewed on: 14th June 2021
Davyc66's avatar
Davyc66

Britain's best Bank

5
Monzo is much better than high Street Banks, its more accessible with easy steps to open an account and the limits of withdrawals and cash deposits are very generous by far the best account I've ever had and would highly recommend. Reviewed on: 14th June 2021
Cass86's avatar
Cass86

Fantastic bank

5
Amazing bank. Brilliant customer service. Excellent products on offer and easy to use App Reviewed on: 14th June 2021
Mohamed Raj's avatar
Mohamed Raj

A great Bank online Bank

5
I use it particularly when I travel abroad. The foreign currency rates are very good and reliable. I like the fact that when I spend the conversion is instant and I can see what I have spent instantly. Reviewed on: 17th May 2021
zenzi sewaah's avatar
zenzi sewaah

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