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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19284 reviews)

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4.92

Based on 19,284 reviews, last reviewed 13th Apr 2026

100400% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great app interface. Great app interface. Makes managing my finances much easier Reviewed on: 13th April 2026

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19284)

Accessible, user friendly and exceptional

I moved to Monzo after being referred by a friend. A year and half later I couldn’t be happier. By far one of the best current accounts I have ever had! Excellent customer-centric bank which changed the way I bank! Thank you Monzo! Reviewed on: 14th April 2021

Very good Bank

Very good bank to be with highly efficient and good customer service Reviewed on: 14th April 2021

Customer centric bank

I've been banking with Monzo for a few years now and they are incredible. The app is incredibly easy to use with lots of useful features that make it seamless to manage your money. Reviewed on: 14th April 2021

Avoid at all costs

Made a mistake in a transaction and rectified after and they immediately closed my account and said couldn't bank with them had to wait ages for money there very dishonest and rude as well Reviewed on: 14th April 2021

Great bank

Amazing bank and their customer support is very helpful. I had no issues with them Reviewed on: 14th April 2021

Smart, modern banking

I already recommend Monzo to everyone. It's smart. It's easy. It's straightforward and it's just intuitive. It does what I want it to. The service is second to none. And I love the small thoughtful touches like when I'm travelling to equates my spending habit to something related to to the country I've visited. I spent £* in Venice, that equates to # pizzas. Reviewed on: 14th April 2021

Good

Very good very good. Very good very good Reviewed on: 14th April 2021

Love love love!

I know exactly what state my finances are in at all times. I feel in complete control over my money and love the salary sorter features to help see disposable income easier and prevent me from spending money allocated for bills. It’s built by people who understand the restrictions that other banks have that prevent us from 100% being in control of our money. Can I also add that I love how it works with IFTTT to work with consumers even more? Fantastic. Oh and their customer service is top notch. Reviewed on: 14th April 2021

Awesome...super easy to deal with a d very helpful

Super easy to deal with great bank as they also offer the get paid early option. Keep it up. Reviewed on: 14th April 2021

Monzo is the best online bank in uk

Monzo is the best money transfer is easy to you Reviewed on: 14th April 2021

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