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Monzo: Current account reviews

4.92
Based on 19,274 reviews, last reviewed 13th Apr 2026
99900% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I feel as though my money is safe, very easy... I feel as though my money is safe, very easy to use Reviewed on: 13th April 2026
Millie S's avatar
Millie S

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026
Alex's avatar
Alex

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19274)

Best bank for modern like

5
I love how you can easily separate your money into pots Reviewed on: 14th April 2021

Easy and affective banking!

5
I’ve been “full” Monzo for about 2 years now and it has been totally stress-free. It’s made saving so much easier and you can be in control of your finances. It’s great to be able to get in contact easily through the app and without having to visit a branch! Reviewed on: 14th April 2021

A UI phenomenon

5
Always had trouble saving money, Monzo made that possible with it’s clear layout. Always easy to send money too and keep track of monthly spending. Thank you Monzo! Reviewed on: 14th April 2021

Great Bank!

5
Great bank, excellent friendly user app, paying cheques in is just so simple, very happy customer! Reviewed on: 14th April 2021

I have never had an issue with them

5
Their support is responsive and their app is intuitive Reviewed on: 14th April 2021

Love Banking with Monzo !!!

5
Great service , use for personal and business banking ...love the fact if you pay for something it shows immediately !!! Reviewed on: 14th April 2021

Amazing

5
Recently made the switch to Monzo, great customer service, easy switch. They have answered all my questions promptly and accurately! Great!! Reviewed on: 14th April 2021

Really great bank and easy to use app

5
The UI is great and easy to use. Communication is fantastic Reviewed on: 14th April 2021

The best

5
Best bank I have ever been with do not think twice about switching! Reviewed on: 14th April 2021

Smooth as

5
Well I use my Monzo account pretty much every day and the only problem I've had is not topping up, so I am embarrassed when my crad doesn't work in the chip shop. But that's my fault, nothing to do with Monzo. Reviewed on: 14th April 2021

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