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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

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4.92

Based on 17,224 reviews, last reviewed 1st Oct 2025

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

My experience with Monzo has been brilliant honestly... My experience with Monzo has been brilliant honestly and I like the fact that it notifies me every time I use my Monzo card and also when I get sent m... Read more Reviewed on: 1st October 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

Absolutely brilliant

Brilliant app and easy to use. Love the pots, makes managing budget alot easier Reviewed on: 13th April 2021

Great

First rate all round. Excellent and effective services Reviewed on: 13th April 2021

A bank designed by people who understand design

Slick, nice, great integrations, user centric, and don’t fund fossil fuels Reviewed on: 13th April 2021

Best Bank Ever!

Both my husband and I have Monzo accounts, we've never looked back! Reviewed on: 13th April 2021

Easy to use & convenient.

Everything can be done from the app. I can get cash from any cash point if I need it. I can deal with payments at any time, any place. I absolutely love the pots, it makes it so easy to keep money separate but still available. I have one especially for gifts of money I receive for birthdays or Christmas, it ensures “special” money doesn’t get spent on groceries- unless I choose to! On top of that - they don’t send hundreds of emails, only necessary ones. Reviewed on: 13th April 2021

Great Service and Systems

Love the app, everything is simple and quick, customer service is great, never had any issues Reviewed on: 13th April 2021

Wonderfull

Easy, quick, simple - what more can I say. Reviewed on: 13th April 2021

Head and shoulders above the rest.

As both a consumer and small business owner, whenever I needed to do something with my banking in the past, I would dread it - even just finding out what I needed to do could be rabbithole of confusing jargon. Switching to Monzo was the best decision I have made with my finances, bar none. Everything is in the app, and you can tell they bend over backwards to make everything a simple as a few taps. Genuinely, awesome. Reviewed on: 13th April 2021

Munoz- modern and forward thinking

This is the best bank I have ever dealt with by far in my 30 years + of banking. Modern forward thinking ideas and solutions to age old banking headaches! The app is brilliantly intuitive. Why would you bank anywhere else! I don’t anymore!! Closed down my HSBC and Santander accounts and transferred all of my direct debits, standing orders and incoming money payments effortlessly with the aid of the Munzo app. Reviewed on: 13th April 2021

The best UK Bank by far

Never had I had such an easy well run bank before, I've closed all my other banks and only use monzo. Customer contact is 100% and quick to answer. We'll done Monzo ✔ Reviewed on: 13th April 2021

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