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Monzo: Current account reviews

View other Monzo products
4.92
Based on 19,267 reviews, last reviewed 13th Apr 2026
99600% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Monzo - The One I Go For I was given a £10 bonus for signing up, which was lovely. I find the app easy to use and find the features useful and innovative. I’ve had no issues a... Read more Reviewed on: 13th April 2026
Eganaholic's avatar
Eganaholic

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026
Alex's avatar
Alex
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19267)

Effective , easy banking

4
Enjoy using Monzo, its simple, effective and quick. I would like to see the ability to add funds through apply pay come back to the service but apart from that it’s fantastic. Reviewed on: 14th April 2021
GA's avatar
GA

Excellent all round bank

5
Easy and efficient banking service Reviewed on: 14th April 2021
Suzanne Chisholm's avatar
Suzanne Chisholm

Easy

4
Just think Monzo is a brilliant bank, its easy to use, and gives good customer service. Reviewed on: 14th April 2021
Anonymous's avatar
Anonymous

Top bank

5
Love the yearly report, the fact that you can see outgoing payments 3 days before they go out. The incoming payments show the day before. The best feature is getting paid a day early Reviewed on: 14th April 2021
Shelley Rawes's avatar
Shelley Rawes

Does what I need & ticks all the boxes for me

4
On the whole, delighted with my Monzo experience. Reviewed on: 14th April 2021
John Thomson's avatar
John Thomson

Best bank

5
The staff are always available to explain things easily. Reviewed on: 14th April 2021
Ludmila 's avatar
Ludmila

Impossible to contact customer service

1
Used to be great but recent changes mean it is now impossible to contact their customer service when you need them Reviewed on: 14th April 2021
Robert Smith's avatar
Robert Smith

Makes banking simple

5
Intuitive app packed with loads of great features. Can't fault it! Reviewed on: 14th April 2021
Alex's avatar
Alex

Super Bank

5
One of the best banks compared to any big banks Reviewed on: 14th April 2021
Srikanth 's avatar
Srikanth

How banking should be

5
Been with Monzo for two years and will never go back to a high street bank Reviewed on: 14th April 2021
Mike D's avatar
Mike D

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