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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Future Banking

5
just amazing in customer service, practicality and genuine care of customers. Reviewed on: 15th April 2021
Jess's avatar
Jess

Monzo, friendly and fair

5
I switched to Monzo because I was being repeatedly charged by my existing bank whenever a payment failed (these would be represented several times in a day and the charges would just rack up). Monzo are fairer than this. They don't charge for missed payments and the app gives you the opportunity to take control of the transaction by hitting "Tap to retry". Monzo have really helped me and my family get back control over our finances and we can now focus on paying off our debts instead of paying off bank charges. Total recommend Reviewed on: 15th April 2021
Keith Donald's avatar
Keith Donald

Best bank ever

5
Best decision I ever made was to go full Monzo, they are soooo much better than legacy banks.. and the pay day early feature is a gods send. The customer service team are also quick and lovely Reviewed on: 15th April 2021
Elaine Silvester's avatar
Elaine Silvester

The best bank

5
Never any issues and feature packed app Reviewed on: 15th April 2021
Rory's avatar
Rory

Fabulously easy !

5
Great for keeping on constant track of spending, saving pots, enjoyable to use!! Reviewed on: 15th April 2021
LB's avatar
LB

Easy Banking

5
Simple to open & simple to operate. Reviewed on: 15th April 2021
Devendra Dangi's avatar
Devendra Dangi

Total control of your money

5
No more wasted lunch breaks waiting in bank queues. Result. None of the 'I can't do that' or 'It' s not my job' Reviewed on: 15th April 2021
theda1471's avatar
theda1471

Best bank ever

5
Customer service is phenomenal, the app is brilliant and the services offered has made me smarter with my money Reviewed on: 15th April 2021
Chris Folwell's avatar
Chris Folwell

Money saving bank

5
Monzo help me save money for the last 5 years, their service is great, I feel the app is ahead what many high street banks offer, this is what made a difference to me and I'll be using monzo for the years to come. Thanks! Reviewed on: 15th April 2021
Sergiu Dodis's avatar
Sergiu Dodis

I love it!

5
Very easy to use, really helped me to start saving . And the card colour, makes everything even better. Reviewed on: 15th April 2021
Ella's avatar
Ella

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