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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19287 reviews)

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4.92

Based on 19,287 reviews, last reviewed 13th Apr 2026

100550% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Always top tier! Always top tier! love the payday early access! highly recommended Reviewed on: 13th April 2026

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19287)

Switch to Monzo with no regrets!

I switched to Monzo from my previous bank of 20 Years because of the positive things my friends who use Monzo had said. Ever since I switched I've not looked back nor have I had any regrets! The customer service is fantastic and very professional! They explain everything in very clear confusion free English and always have answered my enquiries In a reasonable timeframe. The App is very easy to use and the features the Bank offer for their free users is brilliant! I thought I'd miss my highstreet branch bank but I really don't especially since Monzo has multiple features they didn't (Instant Card freeze and transactions etc). I am a very happy Monzo Customer for 3 Years now. Reviewed on: 14th April 2021

Monzo is Best by FAR!!

Love everything about monzo ..transactions are fast ,I can get my monthly money early every month etc..just best by far Reviewed on: 14th April 2021

Smart Current Account

With Tools to manage your money and various different savings plugins from third party apps, makes Monzo my go to account Reviewed on: 14th April 2021

Great bank

Never had any problems with Monzo. On the odd occasion where we have needed to contact them, they have responded within an acceptable timescale, and resolved any issues very quickly Reviewed on: 14th April 2021

Account Features

The Monzo app is so easy to use and this unique sound it makes when there’s a debit and credit transaction Reviewed on: 14th April 2021

Never going back to traditional banks

Never going back to traditional banks Reviewed on: 14th April 2021

Amazing

It’s so efficient and easy to use! Reviewed on: 14th April 2021

Perfect

Secure, easy to use fantastic options to help you save, never had a single problem and can't imagine one Reviewed on: 14th April 2021

Fantastic bank!

Such a brilliant bank! They defiantly deserve to win Reviewed on: 14th April 2021

A bank in your pocket

Great app makes money management an absolute doddle. Reviewed on: 14th April 2021

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