Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,423 reviews, last reviewed 7th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is the best bank ever! Monzo is the best bank ever! Reliable, flexible and so easy to navigate! Reviewed on: 7th July 2026
Luiz F's avatar
Luiz F

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19424)

A bank that places user's and their needs at the heart of what they do

5
Monzo's excellence in truly placing users first is the model to follow for the entire industry . Their example has thrown the mere lip service of legacy banks to 'excellent customer service' into sharp relief. Reviewed on: 15th April 2021
Matt's avatar
Matt

Monzo are a great, friendly bank

5
I have been using Monzo for several years to split my savings and outgoings. Monzo offers a great service and their customer help advisers are always very helpful! Reviewed on: 15th April 2021
Louis James's avatar
Louis James

as bright an idea as their bank cards

5
Simple to use... helped me keep a better handle of my money... trust me that was no easy feat Reviewed on: 15th April 2021
18020500's avatar
18020500

Excellent App

5
The best smartphone banking app out there bar none. Reviewed on: 15th April 2021
Chris's avatar
Chris

Superbly simple but functional

5
Super easy to use, provides great overview to keep control over your finances, lots of budgeting options. No issues when getting a mortgage. Reviewed on: 15th April 2021
Amalia Westerlund's avatar
Amalia Westerlund

Great bank!

5
What i love most about monzo is their monzo.me link! Reviewed on: 15th April 2021
Anubhav Bhattarai's avatar
Anubhav Bhattarai

Brilliant bank that helps me to budget and save

5
Love Monzo. The app is amazing, intuitive and does everything you want. The pots are really handy and help me to budget and save. Notifications when spending is good and the security checks make you feel safe. Really pleased with it - just got a teenage daughter who wants an account too now - would be a great account for teenagers to learn about budgeting and saving. Reviewed on: 15th April 2021
Jane Westmoreland's avatar
Jane Westmoreland

Very helpful and quick to respond

4
Always respond to emails very quickly and very easy to use account. Reviewed on: 15th April 2021
Ashley Mercury's avatar
Ashley Mercury

Great Bank - Amazing Service

5
The product is brilliant, modern and whilst gimmicky at times does deliver. Service is excellent and when something goes wrong, the text support day or night makes sure you don’t worry any longer than is necessary. This hasn’t been my experience with other banks! Reviewed on: 15th April 2021
Ben Peter McCann's avatar
Ben Peter McCann

Amazing bank

5
Better than the high street - modern and functional and everything you want in a bank! A bank for the 21st century no one else has moved with the times! Reviewed on: 15th April 2021
Tanya Bauer's avatar
Tanya Bauer

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill